Property
Protecting Property and Assets
Target Classes of Business
Coverage Solutions
- Business Income
- Business Interruption
- Commercial Property
- Difference in Conditions (DIC)
- Earthquake
- Equipment Breakdown
- Equipment Floaters
- Flood (Primary & Excess)
- Inland Marine
- Layered/QuotaShare Capabilities
- Stock Throughput
- Terrorism
- Umbrella (Primary & Excess)
- Wind
- Wind/Hail Deductible Buyback
- Business Income
- Business Interruption
- Commercial Property
- Difference in Conditions (DIC)
- Earthquake
- Equipment Breakdown
- Equipment Floaters
- Flood (Primary & Excess)
- Inland Marine
- Layered/QuotaShare Capabilities
- Stock Throughput
- Terrorism
- Umbrella (Primary & Excess)
- Wind
- Wind/Hail Deductible Buyback
Jencap Has Industry-Leading CAT Modeling Services.
While we cannot predict or forecast the next natural disaster, we can educate you on the implications of these risks and properly manage them.
Catastrophe Modeling Services
To manage these exposures, Jencap offers catastrophe modeling services a cut above the rest of our industry, honed by years of experience.
Just “running the numbers” is not enough; you need experienced professionals who can make certain the information going into the system is complete and current – people who can accurately assess and interpret the results, explaining what it all means and why it is important.
Experience and Expertise
Bruce Norris, a Certified Catastrophe Modeler (CCM), manages the catastrophe modeling services discipline for the Jencap Property team and is a recognized leader in the insurance industry for his knowledge of catastrophe modeling. For over 20 years Bruce has worked with the three major modeling software programs (AIR, EQE, and RMS) and thoroughly understands both the strengths and the limitations of each platform.
Using this expertise Jencap quantifies each insured’s unique exposures to earthquakes, hurricanes, terrorist acts and severe winter storms (tornado, hail, etc.), providing meaningful and understandable catastrophe modeling results, along with the advice needed to make informed, educated decisions on effectively managing your insured’s risk.
We Can Also:
- Map exposures, providing a visual depiction of the risk
- Identify flood zones for properties
- Provide risk profiles for individual locations
- Use model results and our knowledge of what they mean to create some of the industry’s most unique and accurate premium allocation models that are fair and supportable
- Compare results to current market conditions and evaluate the pros and cons of different limit and deductible picks
Exclusive Property Coverage Programs
Jencap offers agents solutions for their personal and commercial lines clients to protect their assets and property in the event of a loss. We work exclusively with A-rated or better carriers, providing your clients with the security and stability they expect. Binding and brokerage markets are available, enabling Jencap to meet your clients’ needs in a timely fashion — even for the most complex risks that require a robust insurance program to respond to their varied exposures.
Coastal Condominiums
The Condo ProTekt Program focuses on smaller coastal risks in NY and NJ only.
Quaker Special Risk offers an exclusive coastal condominium program, Condo ProTekt. This program focuses on smaller coastal risks in NY and NJ only, and it targets coastal frame, smaller condo associations, under $10M in TIV, and owner occupied. This program is underwritten in-house through a top-rated, non-admitted carrier with rapid response and service from the Quaker Special Risk team based in NJ.

Commercial Self-Storage
MiniCo's upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with AM Best A-rated carriers.
MiniCo Insurance Agency offers the self-storage industry’s leading specialty commercial insurance program. MiniCo’s upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with AM Best A-rated carriers. Enhancements include innovative wind and hail deductible options, monoline commercial property coverage for coastal and high-hazard properties, and our monoline workers compensation, cyber, and equipment breakdown programs. This program is available nationwide.

Wind/Hail Deductible Buyback
Available nationwide, this program provides a monoline wind/hail deductible buyback for commercial property.
MiniCo Insurance Agency offers a monoline wind/hail deductible buyback program for commercial property. Property owners may lower their deductibles to as little as 1% or a specific dollar amount. This decreases the potential out-of-pocket financial exposure and assists in compliance with the mortgage deductible requirements. MiniCo’s program is offered through an AM Best A-rated, non-admitted carrier. This program is available nationwide.

Don’t See What You’re Looking For?
Chances are ... we cover that, too. Jencap’s friendly experts are here to answer any questions you may have.
How Can We Help?
Industry Insights
What to Tell Commercial Property Owners about Rising Valuations and Policy Premiums
When insuring a new commercial property, one of the first steps in the process is to carefully analyze and
The What, When and Why’s of Stock Throughput Policies
If your client’s business involves assembling, importing, exporting, manufacturing, transporting, and/or distributing goods—a Stock Throughput Policy (STP) may be
Top 4 Cities at Highest Risk from Hurricanes
A new report shows that New York, Miami, Tampa and New Orleans have the highest risk of heavy property
Secondary Perils on the Rise, Responsible for Growing Share of Disaster Claims
Natural catastrophes broke insurance claims records in 2021. Historically, primary perils – like earthquakes – have been weather events
How Rising Sea Levels Will Impact Property & Environmental Insurance
Climate change has been making headlines recently, and now experts predict that global warming will lead to substantial sea
Stay Informed
Want to receive information from Jencap on timely marketplace trends, hot new product and program launches, and valuable product expertise that will set you up to win? Sign up below to receive email communications from Jencap.