Industry Insights
All the latest posts from the experts at Jencap. Stay up-to-date on industry trends to maintain your competitive edge and provide timely, accurate coverages for your clients.
Construction Industry Trends in 2026: 5 Numbers Worth Knowing
Every year brings new commentary about where the construction insurance market is headed. This year, Deloitte’s 2026 Engineering and Construction Industry Outlook gives agents plenty to work with. Tariffs, labor gaps, and a shifting builders risk market are reshaping...
Construction Manager vs. General Contractor: Why the Difference Matters for Insurance
Two prospects walk into your office. Both call themselves a “construction manager.” One never touches a hammer or signs a subcontract. The other hires every trade on the job, controls the schedule, and is on the hook if the building leaks. Same title, two completely...
OCIP vs. CCIP: Choosing the Right Wrap-Up Program for Your Construction Project
A mid-size apartment complex is going up with a general contractor (GC), a dozen subcontractors, and a handful of suppliers, all on site at once. Each one carries its own insurance policy in its own name, with its own limits and exclusions. That arrangement works...
Galway Specialty Wholesale Announces Leadership Changes
Company expands executive leadership team through internal promotions to support continued growth and long-term perpetuation NEW YORK, N.Y. July 14, 2026 — Galway Specialty Wholesale (GSW), parent of Jencap Group (Jencap) and Paragon Insurance Holdings (Paragon),...
When Standard Limits Are Not Enough: Building the Right Personal Liability Tower
A homeowner posts "No Diving" signs by the shallow end of the pool, but a guest dives anyway, breaks their neck, and files a lawsuit. The homeowner has a standard policy that looks more than adequate at renewal. Big mistake. The gap between what the policy covers and...
Jencap Unveils New Stop Loss Brand After Combining Operations
New York, NY (July 1, 2026) – International Assurance of Tennessee Inc. and Aran Insurance Underwriters, two highly respected stop loss managing general underwriters, today announced the combination of their operations under a new unified brand—Jencap A&H...
Heads Up: These Workers’ Compensation Trends Should Be On Your Radar
Workers’ Compensation (WC) has always been one of the more nuanced lines in commercial insurance, but right now the market is moving in three different directions at once. The gap between carrier types is creating real friction for retail agents and their clients. The...
Why Construction Workers’ Compensation Insurance Costs Keep Climbing And What Agents Can Do About It
Claims are not happening more often, but when they do, they are costing a lot more. The latest research puts a number on it, reporting that total workers’ compensation (WC) claim costs grew 6% per year from 2022 to 2025. That is a major structural shift, and...
Monoline or Layered? Why Property Coverage Structure Is Key to Insurance Risk Management
It’s not unusual to approach property placement decisions as a capacity problem. Maybe you’ve asked yourself: can this be written from the ground up, or does it need to be layered? That question still matters, but not because the market is hard or soft. Coverage...
USPS Delivery Delays and Workers’ Compensation Compliance
What Agents Need to Know Most agents know which states require physical mail for workers' compensation notices, but far fewer have asked what happens when the mail is delayed. According to the USPS's 2025 financial results, the agency posted a $9 billion net loss in...
Tips for 2026 Hurricane Season Preparation
June 1 is coming. Are your clients' policies ready? Things look calmer than last year, but calmer doesn't mean protected. Just one storm making landfall can expose every gap in a policy. Here's how the 2026 season is trending, what it means for your book, and how to...
Understanding EIFS Contractors’ Insurance
How to protect your book from E&O pitfalls In the current construction market, an Exterior Insulation and Finishing System (EIFS) Installer/Contractor risk is not the automatic decline it once was. That’s good news, right? Unfortunately, there’s bad news, too. The...
Jencap Announces Promotion of Kevin Hahn, Jr. to Executive Vice President, National Casualty
Jencap Group LLC (Jencap), one of the nation’s largest wholesalers, is pleased to announce that Kevin Hahn, Jr. has been promoted to Executive Vice President, National Casualty. In this new role, Hahn will support our leaders with the management of our national...
When the Telematics Data Speaks, It Better Tell the Same Story
Why transportation underwriting now lives or dies on data coordination. Every transportation account has a story. It’s in the fleet’s daily operations, the driver management, and the grit of day-to-day risk control. That narrative still carries weight, but the way...
Why Emerging Environmental Technology is Currently Outpacing the Insurance Market
What agents need to know about insuring SMRs, hydrogen, and other fast-moving environmental risks Whether it’s hydrogen fuel systems or small modular reactors (SMRs), clients across energy, infrastructure, and manufacturing are moving fast to find new ways to generate...
The Squeeze Test: The Latest in Commercial Auto Insurance Trends
In commercial auto insurance, costs are up, capacity is tight, and rates are rising. But that surface-level read misses the nuance agents are seeing in the trenches. Underwriting has shifted from broad caution to targeted scrutiny. While carriers aren’t completely...
When Coverage Falls Short on the Job Site
Nuances That Signal It’s Time for a Specialized Energy Partner The birds are chirping as the sun slowly rises above the city. With coffees in hand, the crew is ready and the equipment is on site. Just minutes away from starting the day, someone reviews the...
Cannabis Insurance in Newly Legalized States
How to structure cannabis coverage before retail sales begin and risks start compounding When a state legalizes cannabis, it’s easy for clients to focus on the opportunity: new markets, first-mover advantage, rapid growth. But from an insurance standpoint, the...
Renewable Energy Risk Trends for Insurance Agents
What solar, wind, blue hydrogen, and modular nuclear mean for client risk, liability, and coverage conversations. For a long time, the narrative around renewable energy insurance was simple: more investment, more projects, more adoption. It was a straight line...
Flip the Cap Episode 22:
In this special edition of Flip the Cap, Kathryn Smith sits down with Jencap CEO, John Jennings, to celebrate Jencap’s 10th anniversary and reflect on the journey from startup to industry leader. Jennings shares how Jencap was built to solve a clear market need, why...
Common Gaps in Watercraft & Yacht Insurance Coverage
What Agents Should Watch For Usually, by the time a client calls their agent, the boat is already bought, the financing is set, and the owner expects a policy that simply reflects the purchase price. However, experienced agents like you know that marine policies...
PFAS Disposal Rules Shift Again
What the Department of Defense’s New Guidance Means for Risk and Insurance On February 20, 2026, the U.S. Department of Defense released updated interim guidance that could reshape how PFAS-containing waste is destroyed in the United States. The change lifts the...
The Technology Signals Reshaping Transportation Risk in 2026
For most of the past decade, technologies like autonomous trucks, AI-powered logistics platforms, and predictive maintenance lived largely in pilot programs and industry demonstrations. But it’s no longer a “what if.” Autonomous freight routes are now operating on...
All Personal Lines Carriers Are Not Created Equal
It’s a common misconception that personal lines insurance is a commodity product. After all, practically everyone offers homeowners, auto, and umbrella coverage. It’s easy for the typical consumer to assume that if the coverage names are the same, the protection is...
TRENDS & WHITE PAPERS
Agent’s Guide to Professional Liability Gaps (and How to Close Them)
Professional risks are evolving faster than most coverage forms can keep up. The difference between protection and exposure often comes down to the fine print. Do you know how to read between the lines?
AGENT GUIDE | Q1 2026 | 23 MINUTES
The New Era of Workers’ Compensation: Powered by Data, Driven by Outcomes
TRENDS | Q3 2025 | 13 MINUTES
Cracking the CAT Modeling Code
TRENDS | Q1 2025 | 17 MINUTES
Is Going Green Good?
TRENDS | Q3 2024 | 3 MINUTES
Chronicles of Casualty
VIDEO SERIES | Q1 2024 | 46 MINUTES
Navigating the New Frontiers of Professional Lines Insurance
CASE STUDIES | Q1 2024 | 9 MINUTES
Preparing for The Future of Cannabis Insurance
WHITE PAPER | Q2 2023 | 7 MINUTES
How Climate Change is Shifting the Insurance Industry
WHITE PAPER | Q3 2022 | 17 MINUTES
Garage Gurus: Garage Coverage Explained
TRENDS | Q2 2022 | 5 MINUTES
Riding The Waves of Change Insurance Industry Outlook
WHITE PAPER | Q1 2022 | 4 MINUTES
PODCASTS
Hosted by Jencap’s Managing Director of Marketing, Kathryn Smith, Flip the Cap is the podcast where insurance insights flow and trending topics are always on tap!
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