Industry Insights
All the latest posts from the experts at Jencap. Stay up-to-date on industry trends to maintain your competitive edge and provide timely, accurate coverages for your clients.
Why Emerging Environmental Technology is Currently Outpacing the Insurance Market
What agents need to know about insuring SMRs, hydrogen, and other fast-moving environmental risks Whether it’s hydrogen fuel systems or small modular reactors (SMRs), clients across energy, infrastructure, and manufacturing are moving fast to find new ways to generate...
The Squeeze Test: The Latest in Commercial Auto Insurance Trends
In commercial auto insurance, costs are up, capacity is tight, and rates are rising. But that surface-level read misses the nuance agents are seeing in the trenches. Underwriting has shifted from broad caution to targeted scrutiny. While carriers aren’t completely...
When Coverage Falls Short on the Job Site
Nuances That Signal It’s Time for a Specialized Energy Partner The birds are chirping as the sun slowly rises above the city. With coffees in hand, the crew is ready and the equipment is on site. Just minutes away from starting the day, someone reviews the...
Cannabis Insurance in Newly Legalized States
How to structure cannabis coverage before retail sales begin and risks start compounding When a state legalizes cannabis, it’s easy for clients to focus on the opportunity: new markets, first-mover advantage, rapid growth. But from an insurance standpoint, the...
Renewable Energy Risk Trends for Insurance Agents
What solar, wind, blue hydrogen, and modular nuclear mean for client risk, liability, and coverage conversations. For a long time, the narrative around renewable energy insurance was simple: more investment, more projects, more adoption. It was a straight line...
Flip the Cap Episode 22:
In this special edition of Flip the Cap, Kathryn Smith sits down with Jencap CEO, John Jennings, to celebrate Jencap’s 10th anniversary and reflect on the journey from startup to industry leader. Jennings shares how Jencap was built to solve a clear market need, why...
Common Gaps in Watercraft & Yacht Insurance Coverage
What Agents Should Watch For Usually, by the time a client calls their agent, the boat is already bought, the financing is set, and the owner expects a policy that simply reflects the purchase price. However, experienced agents like you know that marine policies...
PFAS Disposal Rules Shift Again
What the Department of Defense’s New Guidance Means for Risk and Insurance On February 20, 2026, the U.S. Department of Defense released updated interim guidance that could reshape how PFAS-containing waste is destroyed in the United States. The change lifts the...
The Technology Signals Reshaping Transportation Risk in 2026
For most of the past decade, technologies like autonomous trucks, AI-powered logistics platforms, and predictive maintenance lived largely in pilot programs and industry demonstrations. But it’s no longer a “what if.” Autonomous freight routes are now operating on...
All Personal Lines Carriers Are Not Created Equal
It’s a common misconception that personal lines insurance is a commodity product. After all, practically everyone offers homeowners, auto, and umbrella coverage. It’s easy for the typical consumer to assume that if the coverage names are the same, the protection is...
FEMA Flood Zones
Navigating Underwriting Signals in Flood Insurance When a property is flagged in a FEMA flood zone, the immediate question from a client is usually, “Is coverage required?” But for a strategic agent like you, the more important question is, “How will this...
The Structural Reset: Navigating Florida SB 1028 and the Future of Citizens
If your book includes Florida commercial property, the name Citizens Property Insurance Corporation is likely a daily fixture in your office. Whether you’ve used it as a safety net when admitted capacity evaporated or lost a hard-fought wind risk to its pricing,...
Wildfire Insurance Is Being Rewritten
Why Modeling, Mitigation, and Market Leadership Matter More Than Ever For years, wildfire underwriting was a game of simple math. A property was assigned a number, and that score alone dictated capacity, pricing, or an outright eligibility. It felt technical and...
The New Reality of Commercial Vacancies
Five years ago, nobody expected commercial vacancies to dominate national headlines the way they do today. We’ve all seen the reports from major outlets tracking distressed office sales in gateway cities and the constant hum of refinancing headaches. By mid-2025,...
Why “E&O Coverage” Can Mean Very Different Things in a Claim
Errors & Omissions (E&O) insurance is often discussed as if it’s a standardized product. In reality, E&O is a broad coverage category, not a uniform form. Policies written within the same E&O coverage line can differ significantly in how they define...
What’s Really Driving HNOA Pain Points: 2026 Insurance Trends
The Market Got Tougher. Did Your Strategy? There’s a scenario playing out in agencies across the country, and you’ve likely lived it recently. You submit a Hired and Non-Owned Auto (HNOA) quote request to your carrier that would have been a slam dunk two years ago....
E&O Coverage Comparison for Agents: How Definitions and Exclusions Shape Claims
At first glance, Errors & Omissions (E&O) policies can appear interchangeable. But according to Michael De Feo, Executive VP of Professional Lines insurance at Jencap, any surface-level similarities that exist create dangerous assumptions for retail agents. ...
Jencap Announces Promotion of Anthony Manna to Southeast Professional Lines Leader
Jencap Group LLC (Jencap), one of the nation’s largest wholesalers, is pleased to announce that Anthony Manna is being promoted to Executive Vice President and will lead the Southeast region for Jencap’s Professional Lines division. As part of this promotion, he will...
Why Accurate Workers’ Compensation Audits Matter More Than Ever
If you work in workers’ comp underwriting or risk placement, you know how easily payroll shifts, operations evolve, and outdated class codes can derail even the cleanest account. A new Insurance Business piece highlights just how big the impact can be, and why...
Jencap Announces Addition of John Michael Edge to its Property & Casualty Binding Team
New York, NY (December 18, 2025) – Jencap Group LLC (Jencap), one of the nation’s largest wholesalers, is pleased to announce that John Michael “JM” Edge, formerly of Amwins, has joined Jencap’s Property & Casualty (P&C) binding team as its manager for the...
Jencap Practice Leader Earns Recognition on Insurance Business America’s 2026 Hot 100 List
We are excited and proud to announce that Jencap’s Canaan Crouch is a recipient of Insurance Business America’s 2026 Hot 100 award. The 2026 recipients of IBA’s Hot 100 award represent the top insurance leaders in the U.S., featuring the best in the industry across...
Cybersecurity Trends: What Agents Need to Know Now
If you want a snapshot of how dramatically the cyber landscape has shifted, just look at the headlines. A finance employee in Hong Kong wired more than $25 million after joining what he believed was a routine video meeting. The problem? Every person on the call,...
Preparing for the Future of Personal Lines Insurance
The personal lines playbook is being rewritten. The agents who embrace new tools, new data, and new distribution models will own the next decade. At first glance, the personal lines market looks stable enough. But take a closer look and you’ll see plenty of tension...
Top 10 Casualty Scenarios That May Require a Specialty Wholesaler
When standard markets pull back, Jencap’s casualty experts open doors others can’t. In casualty insurance, it’s rarely as simple as one carrier saying yes or no. The challenge often lies in how much capacity they’ll take and how to build out the rest. High-limit...
TRENDS & WHITE PAPERS
Agent’s Guide to Professional Liability Gaps (and How to Close Them)
Professional risks are evolving faster than most coverage forms can keep up. The difference between protection and exposure often comes down to the fine print. Do you know how to read between the lines?
AGENT GUIDE | Q1 2026 | 23 MINUTES
The New Era of Workers’ Compensation: Powered by Data, Driven by Outcomes
TRENDS | Q3 2025 | 13 MINUTES
Cracking the CAT Modeling Code
TRENDS | Q1 2025 | 17 MINUTES
Is Going Green Good?
TRENDS | Q3 2024 | 3 MINUTES
Chronicles of Casualty
VIDEO SERIES | Q1 2024 | 46 MINUTES
Navigating the New Frontiers of Professional Lines Insurance
CASE STUDIES | Q1 2024 | 9 MINUTES
Preparing for The Future of Cannabis Insurance
WHITE PAPER | Q2 2023 | 7 MINUTES
Your Guide to Cannabis Insurance
TRENDS | UPDATED Q2 2023 | 6 MINUTES
How Climate Change is Shifting the Insurance Industry
WHITE PAPER | Q3 2022 | 17 MINUTES
Garage Gurus: Garage Coverage Explained
TRENDS | Q2 2022 | 5 MINUTES
Riding The Waves of Change Insurance Industry Outlook
WHITE PAPER | Q1 2022 | 4 MINUTES
PODCASTS
Hosted by Jencap’s Managing Director of Marketing, Kathryn Smith, Flip the Cap is the podcast where insurance insights flow and trending topics are always on tap!
EXPLORE BY TOPIC
VIDEO CONTENT
Stay Informed
Want to receive information from Jencap on timely marketplace trends, hot new product and program launches, and valuable product expertise that will set you up to win? Sign up to receive email communications from Jencap.