MiniCo offers an exclusive program for adult foster homes and residential facilities, targeting owner operated licensed homes in AZ, CA, OR and WA. Ideal insureds must be in business for at least three years, and must be homes with no more than two non-ambulatory clients. This program is underwritten in-house through a top rated non-admitted carrier.

MiniCo Agri is dedicated to providing customized insurance solutions for agents and insureds in partnership with an AM Best A-plus-rated carrier. We partner with independent agents with specific focus on agribusiness insurance. MiniCo Agri does not require commitments for premium volume or account size. In addition, we have the ability to offer a one-day quote turnaround for farmowner accounts of all sizes. This program is available in select states.

MiniCo Architects and Engineers Professional Liability Insurance provides errors and omissions (E&O) coverage for a vast spectrum of architects, engineers, construction managers, and other professionals serving the construction, manufacturing, and environmental industries. Architects and engineers professional liability insurance protects these businesses from claims that may arise from allegations of third-party financial losses due to errors and omissions or negligence in the performance of professional services.

Since 1991, MiniCo’s artisan program team has devoted itself to insuring commercial, residential, and service & repair contractors. We have dozens of affiliated retail brokers and have insured thousands of contractors, many who have been with us since the early 1990s. We believe such loyalty can only be earned over time and is dependent on our relationship maturing and growing. To that end, we are committed to providing the best possible service and response time in the industry. This program is available in AZ, CA and NV only.

Coverages include: Admitted and non-admitted GL coverage options, cyber liability coverage offered on every GL quote (opt-out provision included; higher limits available), commercial auto including broadened coverage endorsement, property coverage including broadened coverage endorsement, enhanced equipment breakdown coverage available (includes sub limit and deductible options), inland marine coverage and excess liability coverage.

Cannabis business operations face significant insurance coverage gaps where pollution is concerned. That’s why Jencap established a first-of-its-kind, exclusive program that provides monoline Site Pollution Liability to cannabis risks.

The program is specifically designed for cannabis cultivators, processors, manufacturers, wholesalers, and distributors. It’s a non-admitted, A+XII rated program that is available in all U.S. states where hemp or cannabis is legal for recreational and medical use. Our program’s exclusive cannabis specific form, broad appetite that includes high hazard operations, and full binding authority that yields quick quotes is the perfect insurance solution for your clients’ next cannabis risk.

Quaker Special Risk offers an exclusive coastal condominium program (Condo ProTekt). This program focuses on smaller coastal risks in NY and NJ only, targeting coastal frame, smaller condo associations, under $10M in TIV, and owner-occupied. This program is underwritten in-house through a top-rated non-admitted carrier with rapid response and service from the Quaker Special Risk team based in NJ.

Coverages include: Property (wind damage included), property coverage enhancement endorsement, general liability, business income, equipment breakdown, and hired and non-owned auto.

Founded in 1974, MiniCo Insurance Agency is a full-service managing general agency offering the self-storage industry’s leading specialty commercial insurance program. MiniCo’s upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with AM Best A-rated carriers. Enhancements include innovative wind and hail deductible options, monoline commercial property coverage for coastal and high-hazard properties, and our monoline workers compensation, cyber, and equipment breakdown programs. This program is available nationwide.

Quaker Special Risk’s Construction Managers Program was designed to accommodate the unique risks and challenges faced by construction managers and integrates a general liability and professional liability package for them. Certified construction managers receive preferred rating in our proprietary composite rating structure. The program offers low minimum premiums, project-specific and excess policies, and is available nationwide except in CO and LA. The program is underwritten by ProSight Specialty, an AM Best A-XV-rated carrier.

Coverages include: Disciplinary proceeding expense reimbursement, subpoena expense coverage, blanket waiver of subrogation, per project aggregate availability, and two-way tail.

MiniCo Insurance Agency offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available nationwide.

Jencap’s team of specialized brokers provides coverage for environmental contractors, consultants, engineers and solar installation contractors. Our E-PAC program is offered on A++ XV paper and is available in 48 states countrywide (no coverage available in NY or LA). This program is available for retail distribution only, and we are licensed in all 50 states.

Coverages Offered: Commercial general liability (CGL), contractor pollution liability (CPL), professional coverage (PL), follow form excess liability (excess over CGL, PL, CPL, auto and employers liability lines).

MiniCo Insurance Agency has partnered with Liberty Mutual Insurance to offer monoline equipment breakdown coverage for commercial properties to protect critical business equipment. This coverage complements existing commercial property policies and specifically addresses exposures arising from damage caused by power surges, electrical shorts, utility interruption, mechanical breakdowns, motor burnouts, and more. This program is available nationwide.

MiniCo Insurance Agency offers scheduled and/or unscheduled coverage up to $1,000,000 for fine art and a wide variety of valuable collectibles in hundreds of categories. Collections are insured for their full collectible value. The policyholder establishes the value of the collection, and no appraisal is required at the time of application. We offer a simple online portal to quote and bind policies, and the program is provided in partnership with an AM Best A-rated carrier. This program is available nationwide.

Jencap Insurance Services provides an exclusive, monoline Hired and Non-owned Auto program for food and cannabis delivery services on A-rated paper. Our brokers deliver account winning solutions with their industry-leading specialization, quick turn around time on quotes and competitive rates nationwide (program not available in WV).