Cannabis
Expertise and Specialization
for a Growing Industry
The only things changing as quickly as cannabis legislation are the unique insurance needs of this budding industry. Jencap proudly extends the power of our in-house specialists to you and your clients. This dedicated team of experts works exclusively on cannabis risks and understands the complexities of each risk by state, class of business, and legislative landscape.
Target Classes of Business
Ancillary Businesses
Dispensaries & Retailers
Growers & Cultivators
Processors & Manufacturers
Property Owners & Managers
Secure Transport
Testing Labs
Transportation Services
Coverage Solutions
- Auto (Primary/Excess/Hired and Non-owned Auto)
- Business Interruption
- Commercial General Liability
- Crime
- Differences in Conditions
- Directors & Officers
- Employment Practices Liability
- Equipment Breakdown
- Goods-in-Process
- Inland Marine
- Living Plant (Crop)
- Open Peril or Special Cause of Loss Property
- Product Liability
- Product Withdrawal/Recall
- Professional Liability
- Stock and Inventory
- Umbrella (Primary/Excess)
- Workers’ Compensation
- Auto (Primary/Excess/Hired and Non-owned Auto)
- Business Interruption
- Commercial General Liability
- Crime
- Differences in Conditions
- Directors & Officers
- Employment Practices Liability
- Equipment Breakdown
- Goods-in-Process
- Inland Marine
- Living Plant (Crop)
- Open Peril or Special Cause of Loss Property
- Product Liability
- Product Withdrawal/Recall
- Professional Liability
- Stock and Inventory
- Umbrella (Primary/Excess)
- Workers’ Compensation
Cannabis Coverage Resources
Download our full program brochure for recently written accounts, industry trends, knowledge checks, and more.
Exclusive Jencap Programs
Jencap’s team of experts understands the unique underwriting intricacy for the cannabis industry. We effectively assess the exposures and needs of our agency partners’ cannabis risks and provide tailor-made, winning insurance solutions for over 50 cannabis markets. Our team is standing by to assist with your next cannabis placement and all associated risks.
Cannabis Site Pollution Liability
This program is designed for cannabis cultivators, processors, manufacturers, wholesalers, and distributors.
Cannabis business operations face significant insurance coverage gaps where pollution is concerned. That’s why Jencap established a first-of-its-kind, exclusive program that provides monoline Site Pollution Liability to cannabis risks. This program is a non-admitted, A+XII rated program that is available in all U.S. states where hemp or cannabis is legal for recreational and medical use. Our program’s exclusive cannabis specific form, broad appetite that includes high hazard operations, and full binding authority that yields quick quotes is the perfect insurance solution for your clients’ next cannabis risk.
Cyber Insurance
This program covers a variety of security breaches and data theft, as well as data extortion.
MiniCo Insurance Agency offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income, including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available nationwide.
Equipment Breakdown Insurance
Monoline coverage for commercial properties that protects critical business equipment.
MiniCo Equipment Breakdown Insurance complements existing commercial property policies and specifically addresses exposures related to equipment breakdown. MiniCo's experienced, knowledgeable staff provides responsive customer service and customized coverage to meet the needs of each policyholder.
Hired and Non-Owned Auto
This exclusive, monoline program offers HNOA coverage for food and cannabis delivery services.
Jencap Insurance Services provides an exclusive, monoline Hired and Non-owned Auto program for food and cannabis delivery services on A-rated paper. Our brokers deliver account winning solutions with their industry-leading specialization, quick turn around time on quotes and competitive rates nationwide (program not available in WV).
Miscellaneous Professional Liability
(Wholesale Only)
Protect your professional services clients from harmful claims that may arise from allegations of third-party financial losses due to errors and omissions or negligence.
MiniCo Insurance Agency offers Miscellaneous Professional Liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an AM Best A-rated carrier and is available nationwide through wholesalers.
Cannabis is not a generalist's game. Learn how Jencap provides specific expertise for cannabis coverage.
This growing industry brings new challenges, like capacity limits, that Jencap is uniquely equipped to overcome.
Gaps can create frightening situations; our experts know how to ask the right questions to keep your clients covered.
The state-to-state regulations bring complexity that a generalist can't provide. Jencap's experts bring the nuanced coverages your clients need.
From growing social acceptance to dispensaries being categorized as essential businesses, 2020 dished up coverage curveballs.
Don’t See What You’re Looking For?
Chances are ... we cover that, too. Jencap’s friendly experts are here to answer any questions you may have.
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