Professional Lines
Coverage for Business Professionals
Jencap is a one-stop shop for your professional, management, and cyber liability insurance needs. Our experienced brokers stay on top of industry trends to ensure they are a step ahead of the competition and always offer the best counsel to you and your clients. Jencap’s dedicated professional lines team has the experience to navigate difficult placements, strict security control requirements, ever-changing capacity, and rate fluctuations. They will work tirelessly to ensure your clients have the coverage they need and deserve.
Target Classes of Business
Architects/Engineers
Environmental Contractors
Financial Institutions
Healthcare
Hospitality
Insurance Professionals
Legal Consulting Services
Media Services
Medical Professionals
Mortgage Field Representatives
Municipalities
Nonprofit/For Profit Organizations
Property Manager
Public Companies
Real Estate Services
Software Consulting
Staffing
Strategic Training Operations
Tax Preparation/Bookkeeping
Technology Companies
Wrongful Repo
Coverage Solutions
- Accountants Professional
- Architects
- Business Income
- Contractors & Construction Managers
- Contractors-Specific EPL
- Crime/Fidelity
- Cyber, Privacy & Security Liability
- Directors and Officers
- Educators Legal Liability
- Employment Practices Liability
- Engineers
- Errors and Omissions
- Fiduciary Liability
- Financial Institution Bonds
- General Partners Liability
- Healthcare Professional Liability Including Medical Malpractice & Kidnap & Ransom
- Law Firms and Employed Lawyers
- M&A Representations & Warranties
- Management Liability
- Media and Intellectual Property
- Miscellaneous Professional
- Municipalities
- Property Managers
- Public Officials
- Real Estate Asset Managers
- Real Estate Brokers
- Regulatory Liability (RCA Audits)
- Schools
- Sexual Misconduct Liability
- Technology Professional
- Tenant Discrimination
- Accountants Professional
- Architects
- Business Income
- Contractors & Construction Managers
- Contractors-Specific EPL
- Crime/Fidelity
- Cyber, Privacy & Security Liability
- Directors and Officers
- Educators Legal Liability
- Employment Practices Liability
- Engineers
- Errors and Omissions
- Fiduciary Liability
- Financial Institution Bonds
- General Partners Liability
- Healthcare Professional Liability Including Medical Malpractice & Kidnap & Ransom
- Law Firms and Employed Lawyers
- M&A Representations & Warranties
- Management Liability
- Media and Intellectual Property
- Miscellaneous Professional
- Municipalities
- Property Managers
- Public Officials
- Real Estate Asset Managers
- Real Estate Brokers
- Regulatory Liability (RCA Audits)
- Schools
- Sexual Misconduct Liability
- Technology Professional
- Tenant Discrimination
Exclusive Professional Lines Programs
Heightened scrutiny in employment practices on behalf of federal and state agencies; emerging cyber threats such as phishing and social engineering; and stricter enforcement of regulations, particularly in the medical and allied healthcare industry; a wider range of boardroom exposures; and increased malpractice and E&O lawsuits across a broad spectrum of professionals. In response, Jencap offers the most up-to-date coverage solutions to address targeted areas of exposure that threaten your clients’ businesses.
Architects & Engineers Professional
(Wholesale Only)
This program protects businesses from claims that may arise from allegations of third-party financial losses due to errors and omissions or negligence in the performance of professional services.
MiniCo Architects and Engineers Professional Liability Insurance provides errors and omissions (E&O) coverage for a vast spectrum of architects, engineers, construction managers, and other professionals serving the construction, manufacturing, and environmental industries. Architects and engineers professional liability insurance helps to protect these businesses from claims that may arise to include allegations of third-party financial losses due to errors and omissions or negligence in the performance of professional services.
Construction Managers
This exclusive Construction Managers Program combines professional and general liability to limit potential coverage gaps.
Jencap’s Construction Managers Program was designed to accommodate the unique risks and challenges faced by Construction Managers and integrates a general liability and professional liability package for them. Certified construction managers receive preferred rating in our proprietary composite rating structure. The program offers low minimum premiums, project-specific and excess policies, and is available nationwide except in CO and LA.
Cyber
This program covers a variety of security breaches and data theft, as well as data extortion.
MiniCo offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income, including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available in most states.
Environmental and Pollution
This program is designed and intended for traditional environmental contractors, design professionals, and other specialty classes defined as "environmental" by the program appetite.
Jencap’s team of specialized brokers provides coverage for environmental contractors, consultants, engineers and solar installation contractors. Our E-PAK program is offered on A+ XV paper and is available in 48 states countrywide (no coverage available in New York or Louisiana). This program is available for retail and wholesale distribution, and we are licensed in all 50 states.
Landscaping Contractors
MiniCo’s Landscaping Contractors program insures commercial, residential, and service & repair contractors.
This program is available in AZ, CA and NV only. Coverages include: Admitted and non-admitted GL coverage options, cyber liability coverage offered on every GL quote (opt-out provision included; higher limits available), commercial auto including broadened coverage endorsement, property coverage including broadened coverage endorsement, enhanced equipment breakdown coverage available (includes sub limit and deductible options), inland marine coverage and excess liability coverage.
Lawyers Professional Liability Program
This customizable program offers E&S lines to cover firms from one to 30 attorneys with limits up to $5M.
MiniCo offers lawyers professional liability coverage for attorneys providing professional legal services. Our admitted and excess and surplus (E&S) lines programs give MiniCo the flexibility to cover a wide range of firms from one to 30 attorneys with limits up to $5M on eligible accounts. Coverage options are customized to meet the insurance needs of each specific policyholder. The admitted program is available in select states. The E&S program is available nationwide.
Miscellaneous Professional Liability
MiniCo offers Miscellaneous Professional Liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an AM Best A-rated carrier and is available nationwide through wholesalers.
Nonprofit & Social Services Program
From food banks to family service organizations, this program addresses the complex exposures faced by nonprofits and social service organizations of all types and sizes.
With nearly 50 years of underwriting nonprofits and social service organizations, MiniCo has designed the most comprehensive and exclusive program in the marketplace. From food banks to family service organizations, we bring you an insurance program that addresses the complex exposures faced by organizations of all types and sizes. Our program can consider over 300 social service and nonprofit classes.
Property Owners’ Association Liability
(Wholesale Only)
Association directors, officers, trustees, employees, and volunteers need liability insurance to protect against lawsuits and allegations of wrongful acts.
MiniCo’s Property Owners’ Association Liability program provides Directors & Officers (D&O) coverage for a vast spectrum of associations. We work exclusively with A-rated carriers and provide customized solutions for your client. This program is available in all states..
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