Habitational/Real Estate

Real Coverage for Real Estate Risks

Jencap’s dedicated habitational insurance brokers have your commercial property owners covered. In the wake of shrinking capacity and higher premiums, it’s more important than ever for habitational property owners to rely on quality carriers with time-tested reputations. Our quick response time, exclusive market access, and specialized expertise will be the game-changing elements to get your deal done.

Target Classes of Business

Slide 1


Mobile Home Parks

Office Parks

Owners Occupied or LRO

Property Owners Associations

Public Entities

Retail/Mercantile & Wholesale

Coverage Solutions

  • Cyber
  • Directors & Officers
  • Employment Practices Liability Insurance (EPLI)
  • Excess Umbrellas
  • General Liability
  • Property
  • Workers’ Compensation

Exclusive Habitational / Real Estate Programs

The real estate sector consists of a variety of applications, including office buildings, shopping centers, malls, industrial warehouses, condominiums, and apartments. Jencap provides residential and commercial real estate insurance solutions that prepare your clients for any risk appetite.

Commercial Self-Storage

MiniCo's upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with AM Best A-rated carriers.

MiniCo pioneered the first package policy to insure self-storage operations in 1974. Since then, MiniCo has become the leading provider of insurance solutions for the self-storage industry nationwide. Our program team has unmatched class-specific experience and flexibility in customizing limits, deductibles, and policy terms. We offer an industry-specific BOP, umbrella, and general liability only policies as well as innovative wind and hail deductible options, and monoline commercial property coverage for coastal and high-hazard properties. Monoline solutions include workers’ compensation, cyber, and equipment breakdown. Coverage is offered in partnership with A-rated carriers. This program is available nationwide.

Program Contact

Chris Nelson

Learn More


This program covers a variety of security breaches and data theft, as well as data extortion.

MiniCo offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income, including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available in most states.

Program Contact

Michael Attanasio

Learn More

Equipment Breakdown

Monoline coverage for commercial properties that protects critical business equipment.

MiniCo Equipment Breakdown Insurance complements existing commercial property policies and specifically addresses exposures related to equipment breakdown. MiniCo's experienced, knowledgeable staff provides responsive customer service and customized coverage to meet the needs of each policyholder.

Program Contact

Robert Novak

Learn More

Miscellaneous Professional Liability

Protect your professional services clients from harmful claims that may arise from allegations of third-party financial losses due to errors and omissions or negligence.

MiniCo offers Miscellaneous Professional Liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an AM Best A-rated carrier and is available nationwide through wholesalers.

Program Contact

Rick Paladino

Learn More

Wind/Hail Deductible Buyback

Available nationwide, this program provides a monoline wind/hail deductible buyback for commercial property.

MiniCo offers a monoline wind/hail deductible buyback program for commercial property. Property owners may lower their deductibles to as little as 1% or a specific dollar amount. This decreases the potential out-of-pocket financial exposure and assists in compliance with the mortgage deductible requirements. MiniCo’s program is offered through an AM Best A-rated, non-admitted carrier. This program is available nationwide.

Program Contact

Robert Novak

Learn More

Don’t See What You’re Looking For?

Chances are ... we cover that, too. Jencap’s friendly experts are here to answer any questions you may have.

Stay Informed

Want to receive information from Jencap on timely marketplace trends, hot new product and program launches, and valuable product expertise that will set you up to win? Sign up below to receive email communications from Jencap.

This field is for validation purposes and should be left unchanged.