Hospitality
Five Star Coverage for
Hospitality-Based Businesses
Your clients can rest easy, knowing their guests and employees are protected by coverages specifically tailored to restaurants, bars, hotels, and other hospitality-based businesses. Jencap’s brokers are experts in the hospitality industry and understand its distinctive risks and exposures. We’re proud to offer a vast menu of customized coverages that protect your clients’ businesses against everything from food contamination and liquor liability risks to equipment breakdown and cyber threats — and everything in between.
Target Classes of Business
Banquet Halls
Bars
Caterers
Hotels
Restaurants
Staffing
Wineries/Breweries
Coverage Solutions
- Auto (Primary/Excess/Hired & Non-Owned)
- Business Income
- Commercial General Liability
- Cyber Liability
- Equipment Breakdown
- Equipment Practices Liability
- Food Contamination
- Inland Marine
- Liquor Liability
- Pollution Liability
- Professional Liability
- Umbrella (Primary/Excess)
- Workers’ Compensation
- Auto (Primary/Excess/Hired & Non-Owned)
- Business Income
- Commercial General Liability
- Cyber Liability
- Equipment Breakdown
- Equipment Practices Liability
- Food Contamination
- Inland Marine
- Liquor Liability
- Pollution Liability
- Professional Liability
- Umbrella (Primary/Excess)
- Workers’ Compensation
Exclusive Hospitality Programs
Capitalize on new opportunities and safeguard your clients from the numerous risks and potential lawsuits inherent to the hospitality industry. From cyber attacks, to injured patrons, to lack of security, and many other liabilities, Jencap specialists are experts at protecting your clients’ hard-earned work.
Cyber
This program covers a variety of security breaches and data theft, as well as data extortion.
MiniCo offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income, including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available in most states.
Equipment Breakdown
Monoline coverage for commercial properties that protects critical business equipment.
MiniCo Equipment Breakdown Insurance complements existing commercial property policies and specifically addresses exposures related to equipment breakdown. MiniCo's experienced, knowledgeable staff provides responsive customer service and customized coverage to meet the needs of each policyholder.
Hired and Non-Owned Auto
This exclusive, monoline program offers HNOA coverage for food and cannabis delivery services.
MiniCo provides an exclusive, monoline Hired and Non-owned Auto program for food and cannabis delivery services on paper rated A+ (XV). Our brokers deliver account winning solutions with their industry-leading specialization, quick turn around time on quotes and competitive rates nationwide (program not available in WV).
Miscellaneous Professional Liability
MiniCo offers Miscellaneous Professional Liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an AM Best A-rated carrier and is available nationwide through wholesalers.
Sports & Activity Accident Insurance
This agile program provides participant accident insurance for a variety of organizations.
Participant accident insurance for sports, camps, childcare, events, and other activities is an essential protection for many businesses. MiniCo offers sports and activity accident insurance that is customizable to meet the needs of a wide range of organizations. Our agent portal makes it easy to quote, purchase, and print a policy. This program is offered in partnership with an AM Best A-rated carrier and is available in most states.
Wind/Hail Deductible Buyback
Available nationwide, this program provides a monoline wind/hail deductible buyback for commercial property.
MiniCo offers a monoline wind/hail deductible buyback program for commercial property. Property owners may lower their deductibles to as little as 1% or a specific dollar amount. This decreases the potential out-of-pocket financial exposure and assists in compliance with the mortgage deductible requirements. MiniCo’s program is offered through an AM Best A-rated, non-admitted carrier. This program is available nationwide.
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