| FROM THE EXPERTS |
Your Guide to Cannabis Insurance
Marijuana regulations at the state level flip-flop on a weekly basis, making it difficult to keep up. When that happens, a new wave of laws and overturned court opinions will sweep across the country.
The only thing changing as quickly as cannabis legislation is the unique insurance needs of this budding industry. We figured you could use a go-to reference for all things cannabis insurance that is current and reliable. …You’re welcome.
Legalization by State
Click on a state below to see how it regulates cannabis. You’ll notice there are four categories: states where cannabis use is fully legal, states where medical use is legal and recreational use has been decriminalized, states that have decriminalized cannabis use only, and states where only medical use is legal.
Fully legal
Decriminalized
Medical and decriminalized
Medical only
Last Updated: March 2022
Number of states allowing reimbursement for medical marijuana under Workers’ Compensation.
BILLION
Global cannabis sales by 2026.
Number of retail cannabis
licenses in the U.S.
Exclusive Programs

Cannabis Site Pollution Liability
Cannabis business operations face significant insurance coverage gaps where pollution is concerned. That’s why Jencap established a first-of-its-kind, exclusive program that provides monoline Site Pollution Liability to cannabis risks.
The program is specifically designed for cannabis cultivators, processors, manufacturers, wholesalers, and distributors. It’s a non-admitted, A+XII rated program that is available in all U.S. states where hemp or cannabis is legal for recreational and medical use. Our program’s exclusive cannabis specific form, broad appetite that includes high hazard operations, and full binding authority that yields quick quotes is the perfect insurance solution for your clients’ next cannabis risk. Program Contact: CSPL@jencapgroup.com

Hired and Non-Owned Auto for Cannabis Couriers
Jencap Insurance Services provides an exclusive, monoline Hired and Non-owned Auto program for food and cannabis delivery services on A-rated paper. Our brokers deliver account winning solutions with their industry-leading specialization, quick turn around time on quotes and competitive rates nationwide (program not available in WV). Program Contact: john.ware@jencapgroup.com
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