EIFS Contractors Program

Exterior Insulation Finish System (EIFS) Contractors Program

Exterior Insulation Finish System (EIFS) Contractors Program

Jencap’s exclusive EIFS Contractors Program is uniquely designed for EIFS Applicators / Installers performing commercial work with 35% or more EIFS installation work. With our comprehensive liability limits, no restrictions on substrate, and coverage availability in 47 states, Jencap is the insurance one stop shop for all of your clients’ EIFS contracting liability needs.

Targeted Risks

  • Commercial work such as hotels, hospitality, healthcare, education, retail, offices, apartments with 35% or more EIFS work
  • $750K-$10M in revenues
  • Insured has “EIFS Doing It Right” certification (preferred, not required)
  • All states (except AK, HI and LA)

Program Coverage

  • 1/2/2 General Liability
  • $2M Excess Liability

Eligibility Requirements:

  • Minimum three years in business
    • Seven years of installation experience if new venture
  • 35% or more work must be EIFS work
    • Commercial work (hotels, hospitality, healthcare, education, retail, offices, apartments)
    • Drainable EIFS products
    • **no restrictions on substrate (wood frame acceptable)
  • $12,500 Minimum GL Premium (minimum premiums vary by state)

Ineligible Risks:

  • Risks with inadequate EIFS experience
  • Risks installing EIFS on tract homes, condos, or townhouses (some custom home acceptability)
  • Risks performing roofing work or solar panel installation
  • Any risks performing brick pointing, façade restoration or scaffolding work
  • Risks subcontracting over 50% of work
  • Roofers

Submission Requirements:

Send all new business submissions to:

EIFS@jencapgroup.com