When it comes to cyber threats, insurance is designed to protect businesses and individuals from those risks. But what happens when the insurance industry is attacked? Recent headlines have insurance companies talking about vulnerability in a new way. The Protector...
When private companies think about risk, they often start with the obvious: property damage, employee injuries, or maybe even cyber breaches. But there’s another category of risk that often surprises private business owners: Directors and Officers (D&O)...
The construction insurance market is still deeply entrenched in a hard cycle, but a notable divide is emerging beneath the surface. While general contractors (GCs) are beginning to see modest signs of relief, like more carrier capacity and greater competition, smaller...
After years of rapid growth, many cannabis businesses today are experiencing a challenging market. Oversupply, stiff competition, and relentless regulatory burdens have triggered a wave of price compression, a sustained drop in wholesale and retail prices impacting...
When it comes to placing garage and auto dealer risks, the fastest way to lose momentum is with a red-flagged submission. In a crowded market where underwriters are working through stacks of quotes, even a minor issue, like missing driver data or fuzzy...
It’s never been easier to get a quote for Directors & Officers (D&O) insurance. A few clicks, a few forms, and you’re bound. But in today’s unusually soft D&O market, that ease of access can be misleading. Policies might look comprehensive at face value,...
Somewhere, right now, a mid-sized manufacturing client is filing their fifth workers’ comp claim in less than 12 months—this time for a preventable forklift accident. When the carrier reviewed the loss history, premiums increased, credits were removed, and maybe a...
A longtime client calls, frustrated. One of their warehouse workers slipped on the job, fractured his wrist, and is now out for weeks. Instead of a seamless claims process, the client faces confusing paperwork, an irritated employee, and a reimbursement check that’s...
Welcome to Flip the Cap, the insurance industry’s premier podcast! In this episode, Kathryn Smith sits down with Michael Yovino, Jencap’s Wrap Up Construction Practice Leader, and Consolidated Risk Solutions’ President, Josh Rogove. Their discussion covers when...
The oil and gas sector is used to managing risk, but the ground is shifting under its feet. Once-dependable coverage is being stripped down, priced out, or eliminated altogether. And as carriers tighten their appetites, oil and gas companies are increasingly...
When it comes to insurance, many cannabis operators take a “check the box” approach. If the state says they need $1 million in product liability coverage, that’s what they get — and not a penny more. But that strategy? It’s dangerously short-sighted. “Far too many...
After years of breakneck acceleration, the excess and surplus (E&S) insurance market shows signs of a new era: sustainable, stable, and still highly relevant. As reported in a recent Insurance Insider US article, the E&S market reached $135 billion in...
As storms grow more unpredictable, the insurance industry is reassessing how we analyze and underwrite property risks.
TRENDS | Q1 2025 | 17 MINUTES
TRENDS | Q3 2024 | 3 MINUTES
VIDEO SERIES | Q1 2024 | 46 MINUTES
CASE STUDIES | Q1 2024 | 9 MINUTES
WHITE PAPER | Q2 2023 | 7 MINUTES
TRENDS | UPDATED Q2 2023 | 6 MINUTES
WHITE PAPER | Q3 2022 | 17 MINUTES
TRENDS | Q2 2022 | 5 MINUTES
WHITE PAPER | Q1 2022 | 3 MINUTES
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