When it comes to insurance, many cannabis operators take a “check the box” approach. If the state says they need $1 million in product liability coverage, that’s what they get — and not a penny more. But that strategy? It’s dangerously short-sighted. “Far too many...
After years of breakneck acceleration, the excess and surplus (E&S) insurance market shows signs of a new era: sustainable, stable, and still highly relevant. As reported in a recent Insurance Insider US article, the E&S market reached $135 billion in...
New York, NY – March 27, 2025 — Jencap is proud to announce that Ben Beazley, National Property Practice Leader, has been recognized by Insurance Business America as one of the industry’s most influential leaders on the 2025 Global 100 list. The Global 100 celebrates...
Environmental insurance is inherently complex, but few understand its long-tail nature better than Canaan Crouch, EVP at Jencap within the Environmental & Energy Division. As Canaan explains, recent headlines suggest a sudden surge in long-tail environmental...
In this episode, Kathryn Smith sits down with Jencap’s Ben Beazley and Louis Reynaud to discuss the best approach going forward to wildfire underwriting and risk mitigation. Their discussion is full of insights that our retailers can leverage to build profitable...
Some states make securing construction liability insurance more complex than others. These “defect states” have unique construction defect laws that impact policy wording, capacity, and legal exposure, making it difficult for retail agents to secure the right...
The commercial auto industry thrives on independent contractors. In fact, the American Trucking Association (ATA) reports that more than 350,000 truckers choose the independent contractor model for its flexibility and financial potential. While independent contractors...
What defines a navigable waterway? The answer depends on who you ask and which court decides. The legal definition of navigable waters is a shifting target, subject to changing interpretations, that can have significant consequences for industries operating near or on...
“Forever chemicals,” or per- and polyfluoroalkyl substances (PFAS), are a defining environmental and public health challenge of our time. Used for decades in a wide range of industrial and consumer products, these chemicals persist indefinitely in the environment and...
The cannabis industry is evolving. While some mature markets are facing growing pains — marked by price compression and market consolidation — newer markets continue to see strong demand and expansion. With national cannabis sales projected to reach $50 billion or...
Artificial intelligence is the buzzword of the year, affecting nearly every industry with its limitless potential. It’s even reshaping energy markets, causing climate tech investments to surge. As AI adoption accelerates, so does its appetite for energy, particularly...
As an insurance agent, you’re usually the first in line to face a client’s frustration over rising premiums. Yet, what many clients overlook is that premium increases often signal increased coverage protection. Replacement cost coverage — essential for making...
In theory, “going green” is the better option, right? But it’s not always such a clear-cut answer. Two Jencap experts continue the ongoing debate.
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