Climate-related extreme weather events continue to be a “hot topic.” Scorching heat, unusually heavy rainfalls, raging floods, and wildfires have all left their mark on North America this summer, while the world reaches record land temperatures. Things aren’t just...
In the insurance world, high-net-worth individuals often possess unique needs and assets that require specialized coverage. One area that stands out is Excess and Surplus (E&S) insurance, particularly when protecting multi-million-dollar homes. As the value of...
Welcome to Flip the Cap! The last mile delivery market is expected to grow by $165B between now and 2027 and almost $62B in North America alone. This trend is influenced by the growing global e-commerce market which will be more and more prevalent. The most...
Agriculture is one of the most expansive and diverse industries in our nation. As such, it’s confronted by some of the most varied and complex risks. The forces of nature routinely intersect with the day-to-day realities of local and global economics and advancing...
Professional liability insurance protects business professionals and their companies against claims due to professional errors, mistakes, negligence, or omissions. Unfortunately, professional liability coverage forms aren’t always straightforward, and policy terms and...
Did you purchase one (or more!) of the 375 million items sold during Amazon’s 2023 Prime Day event? Each year, shoppers mark their calendars for Prime Day, anticipating killer savings on home goods, appliances, toys, and more, all delivered to their door within days....
Last month, St. Margaret’s Health, a hospital in Spring Valley, Illinois, was forced to permanently close their doors. They attribute the closure in part to a 2021 ransomware attack. The rural hospital had been struggling to stay afloat amidst the Covid-19 pandemic...
We all can appreciate the conveniences of technology in our lives. That convenience along with digital interconnectedness have given rise to a multitude of cyber risks that threaten organizations of all sizes and types. The cost of these annual cyber threats in the...
The Infrastructure Investment and Jobs Act (IIJA) marks one of the most significant physical infrastructure investments in the U.S. in more than five decades. Over the past 18 months, it has led to an increase in projects and jobs across multiple industries. As...
Internships play a crucial role in bridging the gap between academic learning and real-world experience. According to the National Association of Colleges and Employers (NACE), student intern hiring is on the rise, after a COVID pandemic dip. Based on results from...
First introduced in 2021, Risk Rating 2.0 is a new methodology created by the Federal Emergency Management Agency (FEMA) for determining flood insurance rates. Its goal is to provide fair and transparent flood insurance pricing that reflects an individual property’s...
2022 broke historic records with the highest number of product recalls in the United States. Could 2023 be on track to beat that record? Possibly. According to Sedgwick’s 2023 Product Recall Index report, the first three months of 2023 saw the total number of product...
As storms grow more unpredictable, the insurance industry is reassessing how we analyze and underwrite property risks.
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