It’s a common misconception that personal lines insurance is a commodity product. After all, practically everyone offers homeowners, auto, and umbrella coverage. It’s easy for the typical consumer to assume that if the coverage names are the same, the protection is...
Navigating Underwriting Signals in Flood Insurance When a property is flagged in a FEMA flood zone, the immediate question from a client is usually, “Is coverage required?” But for a strategic agent like you, the more important question is, “How will this...
If your book includes Florida commercial property, the name Citizens Property Insurance Corporation is likely a daily fixture in your office. Whether you’ve used it as a safety net when admitted capacity evaporated or lost a hard-fought wind risk to its pricing,...
Five years ago, nobody expected commercial vacancies to dominate national headlines the way they do today. We’ve all seen the reports from major outlets tracking distressed office sales in gateway cities and the constant hum of refinancing headaches. By mid-2025,...
Errors & Omissions (E&O) insurance is often discussed as if it’s a standardized product. In reality, E&O is a broad coverage category, not a uniform form. Policies written within the same E&O coverage line can differ significantly in how they define...
The Market Got Tougher. Did Your Strategy? There’s a scenario playing out in agencies across the country, and you’ve likely lived it recently. You submit a Hired and Non-Owned Auto (HNOA) quote request to your carrier that would have been a slam dunk two years ago....
At first glance, Errors & Omissions (E&O) policies can appear interchangeable. But according to Michael De Feo, Executive VP of Professional Lines insurance at Jencap, any surface-level similarities that exist create dangerous assumptions for retail agents. ...
Jencap Group LLC (Jencap), one of the nation’s largest wholesalers, is pleased to announce that Anthony Manna is being promoted to Executive Vice President and will lead the Southeast region for Jencap’s Professional Lines division. As part of this promotion, he will...
If you work in workers’ comp underwriting or risk placement, you know how easily payroll shifts, operations evolve, and outdated class codes can derail even the cleanest account. A new Insurance Business piece highlights just how big the impact can be, and why...
New York, NY (December 18, 2025) – Jencap Group LLC (Jencap), one of the nation’s largest wholesalers, is pleased to announce that John Michael “JM” Edge, formerly of Amwins, has joined Jencap’s Property & Casualty (P&C) binding team as its manager for the...
We are excited and proud to announce that Jencap’s Canaan Crouch is a recipient of Insurance Business America’s 2026 Hot 100 award. The 2026 recipients of IBA’s Hot 100 award represent the top insurance leaders in the U.S., featuring the best in the industry across...
If you want a snapshot of how dramatically the cyber landscape has shifted, just look at the headlines. A finance employee in Hong Kong wired more than $25 million after joining what he believed was a routine video meeting. The problem? Every person on the call,...
As storms grow more unpredictable, the insurance industry is reassessing how we analyze and underwrite property risks.
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