Let our specialized workers’ compensation team keep you up to date on how you can protect your employees and business from hard-to-place workplace injuries with comprehensive coverage.
Workers’ compensation claim frequency is holding steady, yet there’s been an uptick in the cost per claim, particularly within the construction industry. As we look toward 2024, understanding the factors contributing to this increase is crucial for navigating the...
Internships play a crucial role in bridging the gap between academic learning and real-world experience. According to the National Association of Colleges and Employers (NACE), student intern hiring is on the rise, after a COVID pandemic dip. Based on results from...
According to the Occupational Safety and Health Association (OSHA), incidents of worker injury, illness, and death have decreased significantly across all industries. Nonfatal workplace injuries and illnesses decreased by 5.7 percent between 2019 and 2020. Fatal work...
Almost all private employees in the United States can collect Workers’ Compensation insurance benefits if they are injured on the job. Railroad employees are the exception to the rule, as any job-related injuries are covered through The Federal Employers Liability Act...
Workers’ Compensation covers medical expenses and lost wages for employees who become sick or injured due to a workplace accident. But what about cases of workplace violence, where the injury isn’t an accident? Determining if Workers’ Compensation provides...
Despite all reasonable care and precautions, workplace accidents happen—someone makes a mistake, equipment malfunctions, Mother Nature plays a cruel trick. Companies go to great lengths to both ensure the safety of their employees and mitigate potential risks to their...
The moment an employee is injured on the job, the clock starts ticking for them to alert their employer and begin the process of filing a Workers’ Compensation claim. In most states, the deadline to submit a Workers’ Compensation claim to a company’s insurance...
According to ratings agency A.M Best, the country’s property and casualty insurance industry saw an 86% drop in underwriting income in 2020 - falling to $600 million compared to $4.5 billion for the same period in 2019. Workers’ Compensation carriers specifically are...
A Workers’ Compensation large deductible plan provides the same coverage as a guaranteed insurance plan – in fact, it is a guaranteed insurance plan with a special deductible endorsement. The deductible size for these plans generally ranges from $100,000 to $1,000,000...
Determining the proper classification for cannabis businesses is not one you want to take a gamble on. If you bet on a specific class code and it isn’t accurate, your client could suffer significant premium penalties at the time of an audit or worse – costly coverage...
There are a great number of commercial industries that operate their business on or near water. Unfortunately, there are also too many commercial clients that have a standard Workers’ Compensation policy and THINK they have USL&H coverage (or worse, don’t even...
The third quarter of 2018 saw an increase in premium renewal rates across nearly all lines of commercial business, except for workers’ compensation. We are still operating in a softer market and commercial carriers are willing to package the workers’ comp with other...
From improving account selection to accelerating claims, flagging fraud, and streamlining return-to-work planning, technology is changing how the industry evaluates risk and delivers outcomes.
TRENDS | Q3 2025 | 13 MINUTES
WHITE PAPER | Q2 2023 | 7 MINUTES
WHITE PAPER | Q3 2022 | 17 MINUTES
WHITE PAPER | Q1 2022 | 4 MINUTES
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