Personal Lines Insights

Personal lines insurance is designed to protect homes and valuable personal assets in the case of unexpected events. We uncover the various types of risk exposures homeowners can face and how this coverage allows owners to swiftly recoup their financial losses.

Understanding Types of Ownership and Insurance Coverage Options

Understanding Types of Ownership and Insurance Coverage Options

Trusts, estates, LLCs, and family limited partnerships are just some types of ownership used for properties and assets. They're gradually becoming more common because they're a good option for wealth management and the transfer of legal ownership for properties such...

A Guide to Collectible & Personal Article Floaters

A Guide to Collectible & Personal Article Floaters

It's a common misconception that Homeowners', Renter’s, and Dwelling policies cover all personal property, but that's not the case. While they cover some personal effects, there are often limitations and exclusions on what the policies will pay out, meaning homeowners...

There’s a Policy for That: Seven Unique Items We’ve Insured

There’s a Policy for That: Seven Unique Items We’ve Insured

We’ve all heard the crazy stories about singers who insure their vocal chords or athletes that take out policies to cover specific body parts. But we’re willing to bet that some of the items Jencap and its affiliate companies have insured over the years will be news...

Best Ways to Protect a Wine Collection

Best Ways to Protect a Wine Collection

Nothing sets the mood for a gathering of family and friends quite like the perfect wine. Are your clients taking the necessary steps to keep their wine collection safe for years to come? Wine enthusiasts invest a great deal of time and money into their collections, so...

The Importance of A Personal Articles Floater

The Importance of A Personal Articles Floater

A common misconception of homeowners is that all personal belongings are covered under their insurance policy.  Unfortunately, there are several capped coverages for the items people deem most important (think maximum jewelry limit of $5,000 in some cases).  A...

TRENDS & WHITE PAPERS

Jencap Cannabis Insurance Insights

The Jencap Weather Report: How Climate Change is Shifting the Insurance Industry

From wildfires to hurricanes, weather-related disasters are tallying unprecedented losses. Here's how climate change is impacting insurance coverage.

WHITE PAPER | Q3 2022 | 17 MINUTES

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