Tarheel Insurance Services Rebrands to Jencap Insurance Services Inc.

Tarheel Insurance Services Rebrands to Jencap Insurance Services Inc.

New York, NY (January 03, 2023) — Tarheel Insurance Services LLC (Tarheel), a specialty Workers’ Compensation wholesale brokerage, announces a new name and brand identity. Acquired by Jencap Group LLC (Jencap) in October 2022, Tarheel will now operate as part of Jencap Insurance Services Inc. (JCIS), a principal division of Jencap. Bruce Peddle,...

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Employers: Document Workplace Safety Training and Disciplinary Measures

Employers: Document Workplace Safety Training and Disciplinary Measures

Do you have clients who want to challenge certain Workers’ Compensation claims by citing employee misconduct? According to this recent Business Insurance article, if employers want to challenge federal citations for workplace safety violations, they must demonstrate that they: Provide proper training. Document the organization’s workplace...

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Top 20 Most Dangerous Jobs in the United States

Top 20 Most Dangerous Jobs in the United States

According to the Occupational Safety and Health Association (OSHA), incidents of worker injury, illness, and death have decreased significantly across all industries. Nonfatal workplace injuries and illnesses decreased by 5.7 percent between 2019 and 2020. Fatal work injury rate fell from 3.5 fatalities per 100,000 full-time equivalent (FTE)...

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Don’t Get Railroaded on Your FELA Claim

Don’t Get Railroaded on Your FELA Claim

Almost all private employees in the United States can collect Workers’ Compensation insurance benefits if they are injured on the job. Railroad employees are the exception to the rule, as any job-related injuries are covered through The Federal Employers Liability Act (FELA). FELA was created in 1908 when railroad use was expanding rapidly in the...

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Workers’ Comp Cannabis Claims: States Covering Them and What’s to Come

Workers’ Comp Cannabis Claims: States Covering Them and What’s to Come

The legalization of cannabis is a hot topic not just among lawmakers and eager hopefuls, but also in the insurance industry. As tolerance and acceptance for cannabis gradually increases, so has its use in the medical community. Medical marijuana usage has grown in popularity in the United States and is now legal in 38 states, 4 U.S. territories,...

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Is Workplace Violence Covered Under Workers’ Compensation?

Is Workplace Violence Covered Under Workers’ Compensation?

Workers’ Compensation covers medical expenses and lost wages for employees who become sick or injured due to a workplace accident. But what about cases of workplace violence, where the injury isn’t an accident? Determining if Workers’ Compensation provides indemnification for workplace violence isn’t cut-and-dry and requires careful evaluation of...

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How Delaying to Report an Injury Hurts Employee and Employer

How Delaying to Report an Injury Hurts Employee and Employer

The moment an employee is injured on the job, the clock starts ticking for them to alert their employer and begin the process of filing a Workers’ Compensation claim. In most states, the deadline to submit a Workers’ Compensation claim to a company’s insurance provider is 2 to 3 years but varies by state. However, the deadline for employees to...

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Top 5 Home Health Trends of 2021

Top 5 Home Health Trends of 2021

Our nation’s healthcare system will become much more strained as the Baby Boomer generation (born between 1946 and 1964) passes retirement age, and the need for home healthcare services will rise dramatically.  The population eligible for Medicare in the U.S. in 2000 was 35.1 million, but that number will be almost double at 69.7 million by 2030....

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Workers’ Compensation Cannabis Class Code Roulette

Workers’ Compensation Cannabis Class Code Roulette

Determining the proper classification for cannabis businesses is not one you want to take a gamble on.  If you bet on a specific class code and it isn’t accurate, your client could suffer significant premium penalties at the time of an audit or worse – costly coverage gaps.

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On the Road: Talking to Your Charter Bus Clients

On the Road: Talking to Your Charter Bus Clients

Having the proper charter bus insurance coverage at an affordable rate can make the difference between the success and failure of your client’s charter bus operation. When your charter bus clients are considered for a job, there are several things they should prepare to share to ensure the safety of the passengers. Safety record and rating. A...

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Why Workers’ Compensation COI Programs are Essential for Construction Clients

Why Workers’ Compensation COI Programs are Essential for Construction Clients

Certificates of Insurance programs are the cornerstone of Workers’ Compensation protection in the construction business. A Certificate of Insurance (COI) is a form that provides proof of an active Workers’ Compensation policy. The document specifies a variety of details such as the policy holder, insurance provider, and the dates of active...

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