Workers’ Compensation covers medical expenses and lost wages for employees who become sick or injured due to a workplace accident. But what about cases of workplace violence, where the injury isn’t an accident? Determining if Workers’ Compensation provides indemnification for workplace violence isn’t cut-and-dry and requires careful evaluation of...
Despite all reasonable care and precautions, workplace accidents happen—someone makes a mistake, equipment malfunctions, Mother Nature plays a cruel trick. Companies go to great lengths to both ensure the safety of their employees and mitigate potential risks to their business. Depending on the circumstance, some of those measures might include...
The third quarter of 2018 saw an increase in premium renewal rates across nearly all lines of commercial business, except for workers’ compensation. We are still operating in a softer market and commercial carriers are willing to package the workers’ comp with other lines of business. Just because they will doesn’t mean that they should! Fun...