Habitational / Real Estate
Real Coverage for Real Estate Risks
Target Classes of Business
Mobile Home Parks
Owners Occupied or LRO
Property Owners Associations
Retail / Mercantile & Wholesale
- Directors & Officers
- Employment Practices Liability Insurance (EPLI)
- Excess Umbrellas
- General Liability
- Workers’ Compensation
Exclusive Habitational / Real Estate Programs
The real estate sector consists of a variety of applications, including office buildings, shopping centers, malls, industrial warehouses, condominiums, and apartments. Jencap provides residential and commercial real estate insurance solutions that prepare your clients for any risk appetite.
MiniCo's upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with A.M. Best A-rated carriers.
MiniCo Insurance Agency offers the self-storage industry’s leading specialty commercial insurance program. MiniCo’s upgraded industry-specific business owner policy including umbrella and general liability-only policies are offered in partnership with A.M. Best A-rated carriers. Enhancements include innovative wind and hail deductible options, monoline commercial property coverage for coastal and high-hazard properties, and our monoline workers compensation, cyber, and equipment breakdown programs. This program is available nationwide.
This program covers a variety of security breaches and data theft as well as data extortion.
MiniCo Insurance Agency offers a breach-response product from industry leader Beazley Insurance. Coverage includes security and privacy liability for employees and customers in the event of data theft; data recovery and loss of business income, including denial-of-service attacks and system malfunction; privacy regulatory defense and penalties including costs to comply with post-breach regulatory action; crisis-management costs such as customer notification, support, and credit-monitoring; and data extortion including payment of ransom monies to secure the return of data. This program is available nationwide.
Equipment Breakdown Insurance
Monoline coverage for commercial properties that protects critical business equipment.
MiniCo Equipment Breakdown Insurance complements existing commercial property policies and specifically addresses exposures related to equipment breakdown. MiniCo's experienced, knowledgeable staff provides responsive customer service and customized coverage to meet the needs of each policyholder.
Miscellaneous Professional Liability
Protect your professional services clients from harmful claims that may arise from allegations of third-party financial losses due to errors and omissions or negligence.
MiniCo Insurance Agency offers Miscellaneous Professional Liability insurance to provide errors and omissions (E&O) coverage for a vast spectrum of professional service providers. This program is offered in partnership with an A.M. Best A-rated carrier and is available nationwide through wholesalers.
Wind/Hail Deductible Buyback
Available nationwide, this program provides a monoline wind/hail deductible buyback for commercial property.
MiniCo Insurance Agency offers a monoline wind/hail deductible buyback program for commercial property. Property owners may lower their deductibles to as little as 1% or a specific dollar amount. This decreases the potential out-of-pocket financial exposure and assists in compliance with the mortgage deductible requirements. MiniCo’s program is offered through an A.M. Best A-rated, non-admitted carrier. This program is available nationwide.
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