After a July defined by severe weather events that pushed losses to typical seasonal levels, August saw a sharp drop in the catastrophe landscape. Allstate reported estimated pre-tax catastrophe losses of $213 million — about half its historical August median of $412...
Insights
Why “Renewing As-Is” Can Cost Cannabis Businesses Millions
As cannabis operations scale, sticking with last year’s business income limits is a costly mistake. In the cannabis industry, growth is the norm. Cultivators expand into new facilities, retailers open more storefronts, and manufacturers add new product lines. And...
Flood Insurance Trends Approaching 2026
When Hurricane Helene brought catastrophic flooding across North Carolina in late 2024, thousands of homeowners discovered their policies didn’t cover the damage. The storm caused billions in losses, yet the majority were uninsured, echoing a pattern we’ve seen after...
Think Twice Before Packaging EPLI
Discover why EPLI policies with shared limits create blind spots and how Jencap helps brokers deliver stronger coverage with monoline solutions. When it comes to employment-related risks, the wrong Employment Practices Liability (EPLI) placement can cost your clients...
Jencap Announces Addition of Mike Gallagher to Its National Property & Casualty Team
New York, NY (September 9, 2025) - Jencap Group LLC (Jencap), one of the nation’s largest wholesalers, is pleased to announce that Mike Gallagher, formerly of RPS, has joined Jencap’s Property & Casualty (P&C) small business team as an Executive Vice...
Cannabis Insurance Trends: Consolidation, Margins, and Coverage Pressure
When it comes to navigating today’s cannabis insurance market, two people who see the challenges up close are Jim McErlean, Director of Business Development at Cannasure, and Lee Woodruff, Jencap’s National Practice Leader for Cannabis. Between them, they spend their...
SAM Insurance Coverage: Meeting Legal Mandates and Protecting Clients
From schools to hospitals, regulators and contracts are demanding dedicated SAM coverage. Learn how monoline policies and Jencap expertise keep your clients compliant. Sexual Abuse and Molestation (SAM) insurance is no longer optional. As claims rise and settlements...
Flip the Cap Episode 20: The Energy Pivot: What’s Here to Stay and What’s On the Way
Welcome to Flip the Cap, the insurance industry’s premier podcast! In this episode, Kathryn Smith sits down with Jencap’s Canaan Crouch, EVP of Environmental and Energy Practice, and Loren Henry, VP of Environmental and Energy Practice. Together, they break down how...
The State of the E&S Property Market
After several years of intense market hardening, the E&S Property space is shifting…again. But this time, the movement is in favor of the insured. With capacity returning, rates easing, and market appetite widening, insurance professionals are navigating a very...
When Coverage Isn’t Enough: How to Find the Right Workers’ Compensation Carrier
Not long ago, most clients didn’t think twice about who underwrote their workers’ compensation coverage. As long as premiums were reasonable and claims got paid, that was good enough. But those days are over. Employers today are paying closer attention to the entire...
PFAS Risks: How to Protect Your Clients from Long-Tail Liability
They were designed to make life easier. Think slippery frying pans, water-resistant jackets, and fire-suppressing foam. Now they’re one of the biggest liability landmines in the insurance industry. We’re talking about PFAS: per- and polyfluoroalkyl substances. The...
Flip the Cap Episode 19: Cannabis Insurance Insights: Regulatory Shifts, Coverage Gaps & Expert Strategies
Welcome to Flip the Cap, the insurance industry’s premier podcast! In this episode, Kathryn Smith sits down with Jencap’s national practice leader for cannabis, Lee Woodruff, and Director of Business Development at Cannasure, Jim McErlean, to explore the ever‑changing...
TRENDS & WHITE PAPERS
Cracking the CAT Modeling Code
As storms grow more unpredictable, the insurance industry is reassessing how we analyze and underwrite property risks.
TRENDS | Q1 2025 | 17 MINUTES
Cracking the CAT Modeling Code
TRENDS | Q1 2025 | 17 MINUTES
Is Going Green Good?
TRENDS | Q3 2024 | 3 MINUTES
Chronicles of Casualty
VIDEO SERIES | Q1 2024 | 46 MINUTES
Navigating the New Frontiers of Professional Lines Insurance
CASE STUDIES | Q1 2024 | 9 MINUTES
Preparing for The Future of Cannabis Insurance
WHITE PAPER | Q2 2023 | 7 MINUTES
Your Guide to Cannabis Insurance
TRENDS | UPDATED Q2 2023 | 6 MINUTES
How Climate Change is Shifting the Insurance Industry
WHITE PAPER | Q3 2022 | 17 MINUTES
Garage Gurus: Garage Coverage Explained
TRENDS | Q2 2022 | 5 MINUTES
Riding The Waves of Change Insurance Industry Outlook
WHITE PAPER | Q1 2022 | 3 MINUTES
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