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Exclusive Programs

SPARC Electrical and HVAC Program

TOUGH TO PLACE GL ONLY SOLUTION

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The SPARC Electrical and HVAC program is targeting specialty artisan contractor electricians and HVAC contractors. Program offers General Liability only solution for tough to place risks on non-admitted paper. Minimum premium begins at $50,000 (higher for NY). 
Program Brochure

Program Highlights:

  • Targeting Specialty Artisan Contractor (SPARC) Electricians and HVAC Contractors
  • General Liability Coverage Only – 2/4/4 Limits
    • Excess Coverage Available Outside of Program
  • Non-Admitted Paper
  • Union and Non-Union Risks Considered
  • Deductibles Vary by Risk Characteristics
  • Industry-Leading Loss Control and Risk Mitigation Services Included

Minimum Premiums:

  • 150,000 NYC
  • $85,000 NY State (Excluding the 5 Boroughs)
  • $50,000 All Other States (Excluding NY)

Submission Requirements:

  • Program Supplemental Application
  • Acords 125, 126 and 131
  • Detailed Work on Hand
  • 5 Years Currently Valued Loss Runs (details on any claims paid or reserved in Excess of $25,000

Jencap RiskSync:

Jencap RiskSync is an industry-leading loss control and risk mitigation service that makes it easy for insureds to complete onboarding, stay safe on the job, and meet all job requirements—quickly and efficiently. This is a mandatory service with this program and the cost is $15,000.

Application:

For additional information, please contact:

Tom Murphy, RPLU, ASLI, Chief Growth Officer of Programs 
Phone: (732) 292-7325 | Mobile: (732) 267-6138
tom.murphy@jencapgroup.com 

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