Industry Insights
All the latest posts from the experts at Jencap. Stay up-to-date on industry trends to maintain your competitive edge and provide timely, accurate coverages for your clients.
Flood Insurance Trends Approaching 2026
When Hurricane Helene brought catastrophic flooding across North Carolina in late 2024, thousands of homeowners discovered their policies didn’t cover the damage. The storm caused billions in losses, yet the majority were uninsured, echoing a pattern we’ve seen after...
Think Twice Before Packaging EPLI
Discover why EPLI policies with shared limits create blind spots and how Jencap helps brokers deliver stronger coverage with monoline solutions. When it comes to employment-related risks, the wrong Employment Practices Liability (EPLI) placement can cost your clients...
Jencap Announces Addition of Mike Gallagher to Its National Property & Casualty Team
New York, NY (September 9, 2025) - Jencap Group LLC (Jencap), one of the nation’s largest wholesalers, is pleased to announce that Mike Gallagher, formerly of RPS, has joined Jencap’s Property & Casualty (P&C) small business team as an Executive Vice...
Cannabis Insurance Trends: Consolidation, Margins, and Coverage Pressure
When it comes to navigating today’s cannabis insurance market, two people who see the challenges up close are Jim McErlean, Director of Business Development at Cannasure, and Lee Woodruff, Jencap’s National Practice Leader for Cannabis. Between them, they spend their...
SAM Insurance Coverage: Meeting Legal Mandates and Protecting Clients
From schools to hospitals, regulators and contracts are demanding dedicated SAM coverage. Learn how monoline policies and Jencap expertise keep your clients compliant. Sexual Abuse and Molestation (SAM) insurance is no longer optional. As claims rise and settlements...
Flip the Cap Episode 20: The Energy Pivot: What’s Here to Stay and What’s On the Way
Welcome to Flip the Cap, the insurance industry’s premier podcast! In this episode, Kathryn Smith sits down with Jencap’s Canaan Crouch, EVP of Environmental and Energy Practice, and Loren Henry, VP of Environmental and Energy Practice. Together, they break down how...
The State of the E&S Property Market
After several years of intense market hardening, the E&S Property space is shifting…again. But this time, the movement is in favor of the insured. With capacity returning, rates easing, and market appetite widening, insurance professionals are navigating a very...
When Coverage Isn’t Enough: How to Find the Right Workers’ Compensation Carrier
Not long ago, most clients didn’t think twice about who underwrote their workers’ compensation coverage. As long as premiums were reasonable and claims got paid, that was good enough. But those days are over. Employers today are paying closer attention to the entire...
PFAS Risks: How to Protect Your Clients from Long-Tail Liability
They were designed to make life easier. Think slippery frying pans, water-resistant jackets, and fire-suppressing foam. Now they’re one of the biggest liability landmines in the insurance industry. We’re talking about PFAS: per- and polyfluoroalkyl substances. The...
Flip the Cap Episode 19: Cannabis Insurance Insights: Regulatory Shifts, Coverage Gaps & Expert Strategies
Welcome to Flip the Cap, the insurance industry’s premier podcast! In this episode, Kathryn Smith sits down with Jencap’s national practice leader for cannabis, Lee Woodruff, and Director of Business Development at Cannasure, Jim McErlean, to explore the ever‑changing...
Protecting Digital Assets Against High-Net-Worth Cyber Threats
For high-net-worth (HNW) individuals, wealth brings comfort, but also exposure. When your name carries weight, your digital footprint becomes a goldmine for threat actors. Private equity titans, celebrity philanthropists, and even discreet art collectors are...
Understanding PFAS Risks: What Agents Need to Know About “Forever Chemicals”
They’re invisible. They’re virtually indestructible. And they’re turning into a regulatory nightmare. PFAS (short for per- and polyfluoroalkyl substances) have earned the nickname “forever chemicals” because they don’t break down in the environment or the human body....
State of the Workers’ Comp Market: Insights for Agents
Workers’ compensation continues to be the outlier line of business in a volatile property and casualty market. While other lines have struggled with loss creep, rate inadequacy, and capital constraints, workers’ compensation has quietly maintained its position as one...
Marine Cybersecurity Rules Are Here: What Agents Should Know
The U.S. Marine Transportation System (MTS) is the backbone of global trade, moving trillions in goods annually. But as it becomes more digital, it also faces greater exposure. In response to rising cyber threats targeting this critical infrastructure, the U.S. Coast...
Insurance Companies Under Attack: Why Cyber Coverage Is Mission-Critical
When it comes to cyber threats, insurance is designed to protect businesses and individuals from those risks. But what happens when the insurance industry is attacked? Recent headlines have insurance companies talking about vulnerability in a new way. The Protector...
Why Do Private Companies Need D&O Coverage?
When private companies think about risk, they often start with the obvious: property damage, employee injuries, or maybe even cyber breaches. But there’s another category of risk that often surprises private business owners: Directors and Officers (D&O)...
The Growing Divide in Construction Insurance: Why General Contractors Are Finding Relief While Trades Struggle
The construction insurance market is still deeply entrenched in a hard cycle, but a notable divide is emerging beneath the surface. While general contractors (GCs) are beginning to see modest signs of relief, like more carrier capacity and greater competition, smaller...
What Insurance Agents Should Know About Cannabis Insurance and Price Compression
After years of rapid growth, many cannabis businesses today are experiencing a challenging market. Oversupply, stiff competition, and relentless regulatory burdens have triggered a wave of price compression, a sustained drop in wholesale and retail prices impacting...
Avoid Underwriting Red Flags for Stronger Garage and Car Dealers Insurance Applications
When it comes to placing garage and auto dealer risks, the fastest way to lose momentum is with a red-flagged submission. In a crowded market where underwriters are working through stacks of quotes, even a minor issue, like missing driver data or fuzzy...
Navigating D&O Insurance in a Soft Market: When “Easy” Leaves You Exposed
It’s never been easier to get a quote for Directors & Officers (D&O) insurance. A few clicks, a few forms, and you’re bound. But in today’s unusually soft D&O market, that ease of access can be misleading. Policies might look comprehensive at face value,...
Employer Responsibilities: How to Maintain Workplace Safety and Avoid Workers’ Comp Claims
Somewhere, right now, a mid-sized manufacturing client is filing their fifth workers’ comp claim in less than 12 months—this time for a preventable forklift accident. When the carrier reviewed the loss history, premiums increased, credits were removed, and maybe a...
TRENDS & WHITE PAPERS
Cracking the CAT Modeling Code
As storms grow more unpredictable, the insurance industry is reassessing how we analyze and underwrite property risks.
TRENDS | Q1 2025 | 17 MINUTES
Is Going Green Good?
TRENDS | Q3 2024 | 3 MINUTES
Chronicles of Casualty
VIDEO SERIES | Q1 2024 | 46 MINUTES
Navigating the New Frontiers of Professional Lines Insurance
CASE STUDIES | Q1 2024 | 9 MINUTES
Preparing for The Future of Cannabis Insurance
WHITE PAPER | Q2 2023 | 7 MINUTES
Your Guide to Cannabis Insurance
TRENDS | UPDATED Q2 2023 | 6 MINUTES
How Climate Change is Shifting the Insurance Industry
WHITE PAPER | Q3 2022 | 17 MINUTES
Garage Gurus: Garage Coverage Explained
TRENDS | Q2 2022 | 5 MINUTES
Riding The Waves of Change Insurance Industry Outlook
WHITE PAPER | Q1 2022 | 3 MINUTES
PODCASTS
Hosted by Jencap’s Managing Director of Marketing, Kathryn Smith, Flip the Cap is the podcast where insurance insights flow and trending topics are always on tap!
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