Industry Insights
All the latest posts from the experts at Jencap. Stay up-to-date on industry trends to maintain your competitive edge and provide timely, accurate coverages for your clients.

Navigating D&O Insurance in a Soft Market: When “Easy” Leaves You Exposed
It’s never been easier to get a quote for Directors & Officers (D&O) insurance. A few clicks, a few forms, and you’re bound. But in today’s unusually soft D&O market, that ease of access can be misleading. Policies might look comprehensive at face value,...

Employer Responsibilities: How to Maintain Workplace Safety and Avoid Workers’ Comp Claims
Somewhere, right now, a mid-sized manufacturing client is filing their fifth workers’ comp claim in less than 12 months—this time for a preventable forklift accident. When the carrier reviewed the loss history, premiums increased, credits were removed, and maybe a...

How to Calculate Workers’ Compensation: What You Should Know
A longtime client calls, frustrated. One of their warehouse workers slipped on the job, fractured his wrist, and is now out for weeks. Instead of a seamless claims process, the client faces confusing paperwork, an irritated employee, and a reimbursement check that’s...

Episode 18: The Big Build: Inside Construction Wrap-Up Programs
Welcome to Flip the Cap, the insurance industry’s premier podcast! In this episode, Kathryn Smith sits down with Michael Yovino, Jencap’s Wrap Up Construction Practice Leader, and Consolidated Risk Solutions’ President, Josh Rogove. Their discussion covers when...

Changes Are Creating Gaps in Insurance Coverage for the Oil and Gas Industry
The oil and gas sector is used to managing risk, but the ground is shifting under its feet. Once-dependable coverage is being stripped down, priced out, or eliminated altogether. And as carriers tighten their appetites, oil and gas companies are increasingly...

The Costly Mistake: Why Many Operators Overlook Cannabis Product Liability Coverage
When it comes to insurance, many cannabis operators take a “check the box” approach. If the state says they need $1 million in product liability coverage, that’s what they get — and not a penny more. But that strategy? It’s dangerously short-sighted. “Far too many...

Is the Excess and Surplus Insurance Market Finally Leveling Out?
After years of breakneck acceleration, the excess and surplus (E&S) insurance market shows signs of a new era: sustainable, stable, and still highly relevant. As reported in a recent Insurance Insider US article, the E&S market reached $135 billion in...

Jencap’s Ben Beazley Receives Insurance Business America’s Global 100 Award
New York, NY – March 27, 2025 — Jencap is proud to announce that Ben Beazley, National Property Practice Leader, has been recognized by Insurance Business America as one of the industry’s most influential leaders on the 2025 Global 100 list. The Global 100 celebrates...

Why Environmental Claims Are Spiking — And What Agents Need to Know
Environmental insurance is inherently complex, but few understand its long-tail nature better than Canaan Crouch, EVP at Jencap within the Environmental & Energy Division. As Canaan explains, recent headlines suggest a sudden surge in long-tail environmental...

Episode 17: Flames of Uncertainty: How Wildfires Are Shaping Insurance
In this episode, Kathryn Smith sits down with Jencap’s Ben Beazley and Louis Reynaud to discuss the best approach going forward to wildfire underwriting and risk mitigation. Their discussion is full of insights that our retailers can leverage to build profitable...

Navigating Insurance Challenges in Construction Defect States
Some states make securing construction liability insurance more complex than others. These “defect states” have unique construction defect laws that impact policy wording, capacity, and legal exposure, making it difficult for retail agents to secure the right...

Insurance for Independent Contractors in the Trucking Industry
The commercial auto industry thrives on independent contractors. In fact, the American Trucking Association (ATA) reports that more than 350,000 truckers choose the independent contractor model for its flexibility and financial potential. While independent contractors...

The Shifting Boundaries of Navigable Waters
What defines a navigable waterway? The answer depends on who you ask and which court decides. The legal definition of navigable waters is a shifting target, subject to changing interpretations, that can have significant consequences for industries operating near or on...

Forever Filing: The Rise of PFAS Litigation
“Forever chemicals,” or per- and polyfluoroalkyl substances (PFAS), are a defining environmental and public health challenge of our time. Used for decades in a wide range of industrial and consumer products, these chemicals persist indefinitely in the environment and...

Cannabis Insurance in a Challenging Economic Landscape
The cannabis industry is evolving. While some mature markets are facing growing pains — marked by price compression and market consolidation — newer markets continue to see strong demand and expansion. With national cannabis sales projected to reach $50 billion or...

Hungry for More: AI Energy Usage Spikes
Artificial intelligence is the buzzword of the year, affecting nearly every industry with its limitless potential. It’s even reshaping energy markets, causing climate tech investments to surge. As AI adoption accelerates, so does its appetite for energy, particularly...

Why Replacement Cost Coverage Matters: A Guide for Agents
As an insurance agent, you’re usually the first in line to face a client’s frustration over rising premiums. Yet, what many clients overlook is that premium increases often signal increased coverage protection. Replacement cost coverage — essential for making...

Jencap Announces Promotion of Danny Walsh to Personal Lines National Practice Leader
New York, NY (January 6, 2025) - Jencap Group LLC (Jencap), one of the nation’s largest wholesalers, is pleased to announce Danny Walsh has been promoted to the newly created role of Personal Lines National Practice Leader. Walsh will lead Jencap’s Personal Lines...

Top 4 Workers’ Compensation Exposures for Restaurant Owners
From juggling tight margins to creating a memorable customer experience, restaurant owners are no strangers to challenges. But lurking behind the scenes of every bustling kitchen and buzzing dining room is a risk that often goes unnoticed — employee injuries....

The Road Ahead for Commercial Auto Liability Insurance
Navigating the challenges of commercial auto liability insurance demands expertise, creativity, and trusted partnerships. Roman Atkielski, SVP of Transportation Practice at Jencap, has spent decades helping clients weather industry turbulence and sees a clear path...

Jencap Leaders Earn Recognition on Insurance Business America’s 2025 Hot 100 List
We are excited and proud to announce that our very own Canaan Crouch and Deborah Dioguardi, and MiniCo's Rick Krouner are recipients of Insurance Business America’s 2025 Hot 100 award. The 2025 recipients of IBA’s Hot 100 award represent the top insurance leaders in...
TRENDS & WHITE PAPERS

Cracking the CAT Modeling Code
As storms grow more unpredictable, the insurance industry is reassessing how we analyze and underwrite property risks.
TRENDS | Q1 2025 | 17 MINUTES
Is Going Green Good?
TRENDS | Q3 2024 | 3 MINUTES
Chronicles of Casualty
VIDEO SERIES | Q1 2024 | 46 MINUTES
Navigating the New Frontiers of Professional Lines Insurance
CASE STUDIES | Q1 2024 | 9 MINUTES
Preparing for The Future of Cannabis Insurance
WHITE PAPER | Q2 2023 | 7 MINUTES
Your Guide to Cannabis Insurance
TRENDS | UPDATED Q2 2023 | 6 MINUTES
How Climate Change is Shifting the Insurance Industry
WHITE PAPER | Q3 2022 | 17 MINUTES
Garage Gurus: Garage Coverage Explained
TRENDS | Q2 2022 | 5 MINUTES
Riding The Waves of Change Insurance Industry Outlook
WHITE PAPER | Q1 2022 | 3 MINUTES
PODCASTS
Hosted by Jencap’s Managing Director of Marketing, Kathryn Smith, Flip the Cap is the podcast where insurance insights flow and trending topics are always on tap!
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