Property & Casualty

Where Risk Meets Reward

Jencap gives you a competitive edge with access to quick indications, quotes, and binders. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity.

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Target Classes of Business

  • Adult day cares
  • Alarm installation
  • Amusement parks
  • Animal services
  • Apartments/habitational
  • Artisan contractors
  • Asbestos, lead, and mold abatement contractors
  • Auto service and repair
  • Bakeries
  • Bars and taverns
  • Beauty, barber, and tanning salons
  • Bed and breakfasts
  • Boat dock construction
  • Builder’s risk
  • Caterers and halls
  • Clubs (social and service)
  • Commercial contractors
  • Commercial inland marine
  • Condominium & homeowners associations
  • Consultants
  • Contractors equipment rental
  • Crane operators
  • Day nursery or preschools
  • Demolition contractors
  • Distributors (internet and wholesale)
  • Dwelling fire/homeowners
  • Employment agencies
  • Environmental laboratory services
  • Exterminators
  • Exercise studios
  • Fence erectors
  • Foreclosure/eviction cleanup
  • General contractors (commercial & residential)
  • Golf courses
  • Grocery/convenience stores
  • Halfway houses
  • Home health care
  • Hotels and motels
  • Houses of worship
  • Hunting clubs, preserves, and shooting ranges
  • Janitorial (commercial & residential)
  • Landowners
  • Landscaping
  • Landfill construction contractors
  • Lessor’s risk
  • Liquor liability
  • Machine shops
  • Machinery and equipment (installation, service, or repair)
  • Martial arts studios
  • Masonry contractors
  • Medical equipment supply stores
  • Mobile home parks and campgrounds
  • Network security coverage
  • Office buildings
  • Owners and contractors protective liability
  • Pawn shops
  • Pressure cleaning
  • Products manufacturing
  • Push cart and flea market vendors
  • Recyclers/dismantling operations
  • Restaurants
  • Security guards
  • Schools (private, technical, trade, & vocational)
  • Shopping centers
  • Solar contractors
  • Special events
  • Sports camps, clinics, or leagues
  • Storage tank installation and design
  • Steel/metal erection
  • Student housing
  • Swim and racquet clubs
  • Swimming pool contractors, dealers & installers
  • Telecommunication towers
  • Transportation services
  • Tree trimmers
  • Umbrella on all classes
  • Unmanned aircraft systems (drones)
  • Vacant property and buildings
  • Warehouses
  • Welding
  • Wind and solar energy
  • Woodworking/cabinet making
  • Waste oil & grease collection services
  • Wind turbine installation and repair

* Partial list provided.

Coverage Solutions

Property

  • Business Income
  • Business Interruption
  • Commercial Property
  • Difference in Conditions (DIC)
  • Earthquake
  • Equipment Breakdown
  • Equipment Floaters
  • Flood (Primary & Excess)
  • Inland Marine
  • Layered/QuotaShare Capabilities
  • Stock Throughput
  • Terrorism
  • Umbrella (Primary & Excess)
  • Wind
  • Wind/Hail Deductible Buyback

Casualty

  • Competitive commissions
  • Low minimum premiums
  • Deductible from $0 to $100
  • Blanket AI is available
  • ISO occurrence forms
  • Limits up to $1M/$3M
  • High property TIV capacity available
  • Excess limits from $1M to $10M
  • New ventures accepted
  • Flexible terms & conditions
  • AM Best A-rated or greater
  • Available nationwide
  • Admitted and non-admitted paper

* Some restrictions may apply

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