Comprehensive property insurance protects an owner’s assets from damage, theft, and natural disasters. We unveil the unique challenges of property owners and how a customized insurance solution preserves the value of the property.
Navigating Underwriting Signals in Flood Insurance When a property is flagged in a FEMA flood zone, the immediate question from a client is usually, “Is coverage required?” But for a strategic agent like you, the more important question is, “How will this...
If your book includes Florida commercial property, the name Citizens Property Insurance Corporation is likely a daily fixture in your office. Whether you’ve used it as a safety net when admitted capacity evaporated or lost a hard-fought wind risk to its pricing,...
Five years ago, nobody expected commercial vacancies to dominate national headlines the way they do today. We’ve all seen the reports from major outlets tracking distressed office sales in gateway cities and the constant hum of refinancing headaches. By mid-2025,...
The property insurance landscape is shifting rapidly. Catastrophic weather is hitting harder and more often, and carriers are responding by shrinking appetites, increasing deductibles, and pulling back capacity. In the first half of 2025 alone, insured catastrophe...
After several years of intense market hardening, the E&S Property space is shifting…again. But this time, the movement is in favor of the insured. With capacity returning, rates easing, and market appetite widening, insurance professionals are navigating a very...
After years of breakneck acceleration, the excess and surplus (E&S) insurance market shows signs of a new era: sustainable, stable, and still highly relevant. As reported in a recent Insurance Insider US article, the E&S market reached $135 billion in...
Winter weather is becoming more unpredictable, with the increase in sudden storms, heavier snowfalls, and temperature extremes. These shifting patterns leave many clients’ homes and businesses vulnerable to avoidable damage. Oversights in winter preparation — like...
Hurricane Helene, one of the most powerful in recent years, caused unprecedented inland flooding and landslides, turning elevated areas like Asheville, NC, into disaster zones. With record-breaking rainfall, the French Broad River in Asheville crested 10 feet higher...
With so many uncontrollable variables affecting the insurance industry today, retail agents face significant challenges when representing clients with a history of large or frequent losses, as carriers typically view high-risk clients as liabilities. The result?...
The 2024 Atlantic hurricane season is expected to be one of the most active seasons in recent history. Record-warm sea surface temperatures in the tropical Atlantic and the anticipated development of La Niña conditions create a more favorable environment for hurricane...
In the evolving risk management landscape, catastrophe (CAT) modeling has become a linchpin for the insurance industry. CAT modeling helps predict and mitigate losses from natural disasters, man-made disasters, public health emergencies, and more. But as the industry...
In today's market, agents may find themselves delivering bad news to clients renewing their homeowner's insurance. As labor costs, construction material prices, and inflation continue to rise, carriers are responding with higher premiums. In fact, some experts say...
As storms grow more unpredictable, the insurance industry is reassessing how we analyze and underwrite property risks.
TRENDS | Q1 2025 | 17 MINUTES
CASE STUDIES | Q1 2024 | 9 MINUTES
WHITE PAPER | Q3 2022 | 17 MINUTES
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