Expert Environmental and Energy Coverage
Nearly every business operation is exposed to environmental risk—no matter how big or small—and so many companies don’t even realize it. Environmental regulations are also constantly changing, and as such, the environmental insurance needs of a business are a moving target.
Jencap has dedicated environmental professionals who are always ahead of the game on all aspects of the industry—from PFAS and mold to site pollution, climate change, and everything in between. Our expert underwriters and brokers have dedicated their entire careers to the environmental sector. In addition, Jencap’s specialized energy team brings years of experience in the energy wholesale space, delivering deep market expertise and tailored insurance solutions for the complex and evolving risks faced by energy operations today.
Regardless of the risk complexity, rely on Jencap’s environmental and energy teams for the most comprehensive and competitive insurance solutions available.
TOP 5 REASONS TO PARTNER WITH OUR ENVIRONMENTAL AND ENERGY SPECIALISTS
Technical Experts
Jencap’s brokers are environmental professionals that happen to sell insurance. They have meaningful experience as environmental consultants and geologists, which gives our agency partners a significant advantage when working a deal with us. We don’t have generalist brokers — our team has worked every angle of the environmental industry and knows it inside and out.
Market Access
Partnering with Jencap provides access to specialized environmental markets and exclusive programs. We have the premium volume, carrier clout, and long-tenured relationships with the best environmental carriers in the industry. From monoline options to packaged solutions and everything in between, Jencap has you covered.
Dedicated Team
Relationships are really important to us, and it’s difficult to form a meaningful underwriting relationship if you talk to someone different every time. Jencap’s Environmental & Energy Division has assigned underwriters based on an agent’s geography so you always know who to contact.
Thought Leaders
Providing a comprehensive quote that matches your clients’ unique needs is only part of the equation. You have to understand the market trends and the inherent need for each and every coverage proposed, so you can educate your insured and sell that quote. Our brokers regularly create meaningful content for our agents — sharing commonly missed coverages, legislative changes, industry trends and more.
One-Stop Shop
Jencap is a powerful one-stop-shop platform. We offer industry-leading brokerage, binding authority, and program solutions for every risk type. If you have an environmental risk or a risk that needs environmental coverage, contact Jencap.
Environmental Division
Target Classes of Business
- Above & Underground Tank Installation/Removal
- Commercial and Residential Development
- Contractors — Energy, Solar, Environmental, etc.
- Crime Scene Cleanup
- Demolition
- Emergency Spill Control
- Excavation
- Haulers — Trash, Recycling, Asphalt, Hazardous
- Materials
- Industrial Product Manufacturers
- Medical Waste
- Mold, Asbestos, Lead Abatement
- Nitrogen Delivery
- Oil and Energy Truckers
- Soil and Ground Sampling
- Soil Remediation
- Sewer and Septic Cleaning
- Street and Road Maintenance
- Tank and Pipe Cleaning
- Vessel Pollution
- Water and Wastewater Treatment
Coverage Solutions
- Commercial General Liability
- Contractors Pollution Liability
- Environmental Contractors and Consultant
- Environmental Impairment Liability
- Errors & Omissions
- Follow-Form Excess Liability
- Hired and Non-Owned Auto
- Lenders Legal Liability
- Manufacturers Product Pollution
- Non-Owned Disposal
- Practice Basis or Project-Specific, including Pollution Wrap-Ups
- Professional Liability
- Stop Gap
- Storage Tank Liability
- Transportation Pollution Liability
- Workers’ Compensation
- US Longshore and Harbor (USL&H)
Energy Division
Renewable Energy Target Appetite
- Solar, Wind, Hydro, Biofuels, and others
- Service Contractors: Turbine Repair, Engineering, Consulting, Right-of-Way
- Owners and/or Operators: Landowners, Project Operators, Power Generation Facilities
- Developers and Project Management
- Consultants and Engineers: White-Collar Consultants, Design and Implementation
- Product and Equipment Manufacturers: Product Design, Product Manufacturing and Distribution, Equipment Sales and Rental
- Onshore and Offshore Exposures
Oil & Gas Target Appetite
Operators, Contractors and Consultants:
- Lease Operators, Drillers, Exploration, Rig Up and Down
- Consultants, Welders, Landman, Pumpers and Gaugers, Roustabouts, Dirt Work, Excavation
- Workover, Cleaners and Swabbers, Wireline, Fishing, Casing Contractors, Acidizing, Fracking, Cementing and Abandonment
- Soil Farms, Evaporation Ponds, Salt Water Disposal
- Pipeline Operators, Construction, Maintenance and Repair, Inspection
- Right of Way Contractors
- Onshore and Offshore, and Hybrid Exposures
Manufacturers, Distributors, Equipment Dealers and Rental:
- Pipe, Casing, Skids, Drill Bits, Valves, Phalanges, and Other Product Manufacturing, Importing or Distribution
- Yellow Equipment, Frac Tanks, Pumps, Heaters, Compressors, Generators, Fencing and Other Equipment Sales or Rental
Oilfield Trucking and Hauling, Crane and Rigging, Rig Movers:
- Salt Water, Frac Sand, Crude Oil, Waste Water, Oily Mud, Drilling Fluids, Fuels and Chemicals
- Equipment Haulers, Oversized/Overweight Hauling, Rig Movers
- Crane Operators, Crane Rental, and Rigging
Coverage Solutions
- General Liability
- Pollution
- Auto Liability and Physical Damage
- Workers’ Compensation (including USL&H and MEL)
- Umbrella and Excess
- Inland Marine
- Property
- Professional Liability
Exclusive Environmental Programs
Environmental Casualty Package (E-PAK) Program
Jencap’s team of specialized brokers provides coverage for environmental contractors, consultants, engineers and solar installation contractors. Our E-PAK program is offered on A+ XV paper and is available in 48 states countrywide (no coverage available in NY or LA). This program is available for retail and wholesale distribution, and we are licensed in all 50 states.
Visit our E-PAK program page for more information.
Site Pollution Liability
Jencap’s site pollution liability program has expanded to a broad suite of risk classes that include manufacturing, distribution, residential apartment buildings, commercial office buildings, condos and more (almost any type of real estate asset). This competitive program includes coverage for mold and legionella, offers 1-, 2- and 3-year policy terms, and is with an A+XII AM Best carrier. Our team of dedicated environmental experts are ready to turn a quick quote for you today!
Visit our Site Pollution Liability program page for more information.
Storage Tank Program
Jencap offers a superior underground and aboveground storage tank program with quick quoting turnarounds, customizable policy terms, and much more. This cost-effective risk management tool satisfies Financial Responsibility (FR) requirements without tying up operating cash flow. The program targets convenience stores, municipalities, retail real estate, hospitals and more. Coverage benefits include a dedicated defense limit, strategic response coverage, and emergency response services.
Visit our Storage Tank Liability program page for more information.
Environmental Knowledge Check
The Insured
The insured installs plastic liners inside railroad cars to protect the cars from chemical residue during transportation. After installation, the lined cars are transported to various customers to load their chemicals.
Coverage Gap Identification
The insured currently holds a general liability policy and is evaluating additional pollution coverages needed to address the risks associated with their product.
Key exposures the insured must address include:
- Product vs. Contracting Services: The insured is concerned whether the work performed will be classified as a product exposure or a contracting service exposure.
- Transportation Incidents: The liners travel long distances by rail and are vulnerable to losses resulting from transportation-related incidents.
- Third-Party Site Exposure: The liners often sit in rail cars stationed at various third-party locations across the country, exposing the insured to potential third-party claims.
Jencap’s Solution
Jencap views the insured’s exposures holistically, not as a narrow product liability issue. A combined environmental package directly addresses every major risk and removes any uncertainty about how claims may be triggered.
Recommended actions:
- Include Contractors Pollution Coverage
Address both work and product exposures by adding contractors pollution coverage within the policy. - Manage the General Liability Property Damage Deductible
Monitor the deductible closely to control potential property damage claims at third-party sites linked to the product. - Include Products Pollution Coverage
Protect against pollution conditions caused by product failure that could result in bodily injury, property damage, or cleanup costs. - Include Transportation Pollution Coverage
Cover the risk associated with liners in transit, regardless of who arranges transportation.
Environmental & Energy Leaders
Nancy Huynh
EVP, Environmental Broker, Environmental & Energy Practice
310-386-0380
nancy.huynh@jencapgroup.com
Drew Carreon
Vice President, Environmental & Energy Brokerage
760-385-2770
drew.carreon@jencapgroup.com
Dominic Tapia
VP, Environmental Broker, Environmental & Energy Practice
626-665-4805
dominic.tapia@jencapgroup.com
Maydelis Torres
AVP, Senior Environmental Broker, Environmental & Energy Practice
610-639-8414
maydelis.torres@jencapgroup.com
Drew Carreon
Vice President, Environmental & Energy Brokerage
760-385-2770
drew.carreon@jencapgroup.com
Environmental & Energy Industry Insights
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