Should Cannabis be Covered Under Workers’ Compensation?

Should Cannabis be Covered Under Workers’ Compensation?

Cannabis is now legal in 38 states and medical marijuana is being used to treat multiple conditions, including cancer, chronic pain, and PTSD. While the FDA hasn’t approved marijuana to treat health issues, some doctors are recommending it to their patients, and courts are debating whether medical marijuana should be an approved treatment method...

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Is a Large Deductible Plan Right For Your Client?

Is a Large Deductible Plan Right For Your Client?

A Workers’ Compensation large deductible plan provides the same coverage as a guaranteed insurance plan – in fact, it is a guaranteed insurance plan with a special deductible endorsement. The deductible size for these plans generally ranges from $100,000 to $1,000,000 per occurrence. Large deductible plans are not for every company, but some...

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Why Workers’ Compensation COI Programs are Essential for Construction Clients

Why Workers’ Compensation COI Programs are Essential for Construction Clients

Certificates of Insurance programs are the cornerstone of Workers’ Compensation protection in the construction business. A Certificate of Insurance (COI) is a form that provides proof of an active Workers’ Compensation policy. The document specifies a variety of details such as the policy holder, insurance provider, and the dates of active...

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Don’t Get Railroaded on Your FELA Claim

Don’t Get Railroaded on Your FELA Claim

Almost all private employees in the United States can collect workers’ compensation if they are injured on the job. Railroad employees are the exception to the rule, as they must file for damages through The Federal Employers Liability Act (FELA). FELA was created in 1908 when railroad use was expanding rapidly in the United States. The industry...

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