Risks and Liabilities of Social Media Influencer Marketing

Risks and Liabilities of Social Media Influencer Marketing

Influencer Marketing is big business—with almost three-fourths of marketers expected to incorporate it in some way into their marketing plans this upcoming year. Although social influencer marketing can be a very effective way to build brand awareness and capture new customers, businesses should be asking themselves about the risks they introduce...

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Things You Should Never Say to Employees

Things You Should Never Say to Employees

If your commercial clients are insured through Jencap, they’ve got great coverage … but you still want to help them avoid situations where they’ll have to use it. In the workplace, there are many things employers can say that violate state and federal laws or can set them up for a future lawsuit.  Even the most well-intentioned and innocent...

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Prime Examples of Professional Liability Insurance Claims

Prime Examples of Professional Liability Insurance Claims

Do you offer your clients the option of getting professional liability insurance as part of their total coverage packages? If so, it's essential to communicate to them what the most common professional liability claim types are. Although no client likes to consider that they might be at risk of a professional liability lawsuit someday, the...

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FAQ Regarding Professional Liability Insurance

FAQ Regarding Professional Liability Insurance

Also referred to as errors and omissions insurance or an E&O policy, professional liability insurance is coverage for professional services such as accounting, medical or healthcare, and legal work from claims filed by their clients for acts of negligence. Many of the professionals working in these fields don't have an accurate understanding...

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What a Hardening Market Means for D&O in 2021

What a Hardening Market Means for D&O in 2021

Directors and officers might already have enough on their plate when it comes to navigating through the ongoing pandemic. But in 2021, they'll have to add one more challenge: directors and officers insurance. The market has become a hardening market in the last few years as movement like the #MeToo movement has only caused an increase in claims....

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Who Really Needs Professional Liability Insurance?

Who Really Needs Professional Liability Insurance?

Every business in every industry faces its own set of unique risks. But for those who make their living offering a service, such as a contractor, an accountant, or a content creator, for example, dissatisfied clients can also end up presenting challenges and lawsuits. Any business or business owner who sells their expertise should consider...

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Why You Need Cyber Coverage

Why You Need Cyber Coverage

It is increasingly important to protect your client against cyber attacks, but the complexity and novelty of cyber threats make it difficult for both businesses and agents to make smart decisions regarding cyber coverage. Finding the right policy for your client starts by assessing their unique position and the risks most relevant to their...

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The Difference Between Excess and Umbrella Insurance

The Difference Between Excess and Umbrella Insurance

Businesses across all industries should be operating with adequate liability insurance coverage. This insurance helps these businesses pay for damages, which is money that is paid out to anyone who is injured in some way and for the expenses associated with the claim. But this type of coverage can be limited, only covering clients up to policy...

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How to Avoid an Errors & Omissions Claim Amid COVID-19

How to Avoid an Errors & Omissions Claim Amid COVID-19

Insurance agents across the country are being inundated with coverage questions as a result of the COVID-19 virus. As the governing authorities tighten restrictions on large gatherings, questions are rolling in about special events coverage. As restaurant businesses shift towards delivery services, questions are coming in regarding Hired and...

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COVID-19 Dramatically Increasing the Work From Home Population – Now What?

COVID-19 Dramatically Increasing the Work From Home Population – Now What?

As the coronavirus disease 2019 (COVID-19) outbreak continues to spread at a rapid pace, Risk Innovations has received an increased number of inquiries regarding work-related COVID-19 claims. Coverage varies with Workers’ Compensation statutes from state-to-state, so all cases reported are evaluated by our carrier partners directly based on the...

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All About Social Engineering Claims

All About Social Engineering Claims

Social engineering is a quickly rising risk in the cyber community that is causing major financial issues. This cyber risk is executed by tricking employees of a company into transferring funds to a fraudulent scammer on the other end. The fraudster will send out an email to a victim who believes the email is from a legitimate sender, such as an...

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Why It’s Essential for Your Clients to Have Cyber Liability Insurance

Why It’s Essential for Your Clients to Have Cyber Liability Insurance

The need for Cyber Liability coverage isn’t limited to Fortune 500 and Global 2000 enterprises. Losses from data breaches and other cyber events impact businesses of all sizes across all industries, so it’s important to educate your clients on the ways Cyber Liability insurance protects them and covers their potential exposure. Your client may...

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Professional Liability Insurance Coverage: Notable Exclusions

Professional Liability Insurance Coverage: Notable Exclusions

Professional liability insurance helps protect professionals and their companies against claims related to services offered. These claims typically point to negligence or errors and omissions in advice or services that ended up creating problems for the client, especially if it manifests in financial harm. To protect against these claims and...

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What you need to know about Employment Practices Liability Insurance

What you need to know about Employment Practices Liability Insurance

Now more than ever, organizations need to review their employment related policies and procedures. Our companies can obtain Employment Practices Liability Insurance (EPLI) that includes the most comprehensive employment practices risk management services available in the market place. These services can help an organization manage employment...

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Cyber Liability continues to be a big issue for all industries

Cyber Liability continues to be a big issue for all industries

Clients are asking their agents for more information about this emerging coverage Any organization that either has a computer network, handles confidential information, or collects and transacts with personal identifiable information is at risk of a data breach. This exposure has the ability to pose a significant financial threat to any business...

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Jencap offices will be closed Monday, July 4th in observance of Independence Day.