CGL vs. Garage Liability Insurance: Which is Right for Your Client?

CGL vs. Garage Liability Insurance: Which is Right for Your Client?

Suppose your client is an auto dealer with a large lot of cars for sale. While rearranging cars on the lot, one of your employees accidentally crashes one car into another. Is this damage covered? Auto businesses have unique risks and, therefore, need specific insurance coverage and protection. Should your clients’ auto businesses have a...

read more
What is Garagekeepers Liability & Who Needs It?

What is Garagekeepers Liability & Who Needs It?

When people bring vehicles to auto repair shops, garages, or towing companies for repair or maintenance, they trust these professionals to protect their cars from damage. As service providers, your clients are liable for the vehicles' safety while in their care. Unfortunately, accidents can and do happen, making both garage liability and...

read more
On the Road: Talking to Your Charter Bus Clients

On the Road: Talking to Your Charter Bus Clients

Having the proper charter bus insurance coverage at an affordable rate can make the difference between the success and failure of your client’s charter bus operation. When your charter bus clients are considered for a job, there are several things they should prepare to share to ensure the safety of the passengers. Safety record and rating. A...

read more
How To Avoid a Garage Keepers Legal Liability Claim

How To Avoid a Garage Keepers Legal Liability Claim

Business owners who operate dealerships, garages and auto repair shops are responsible for keeping their client’s automobiles safe while in their care, custody and control. To avoid paying out of pocket for any damage you cause to a customer’s vehicle while undergoing service or repair, it’s important to have Garage Keeper’s Legal Liability...

read more
Come Fire or Flood… Why You Need Dealers’ Open Lot Insurance

Come Fire or Flood… Why You Need Dealers’ Open Lot Insurance

Dealers Open Lot insurance is essential for used auto dealers. Without it, businesses could end up on the hook for large losses if damage is caused to their fleet of vehicles. How does dealers' open lot insurance work? Dealers Open Lot (DOL) insurance provides auto physical damage coverage on a fleet of vehicles owned by a licensed auto dealer....

read more
Owner-Operators and Transportation Insurance

Owner-Operators and Transportation Insurance

Owner-operators in the transportation industry must carry the proper insurance coverage for the types of jobs they take on, particularly because the brokers and motor carriers they work with often pass the burden of maintaining proper insurance off to them directly. Insurance agents are such a valuable resource to owner-operator transportation...

read more
What Is Garage Liability Insurance?

What Is Garage Liability Insurance?

Does your client’s business handle customers’ vehicles – e.g., repair shops, auto dealerships, service stations, etc.?   Garage Liability insurance is a combination of General Liability and Auto Liability. It protects against potential liabilities for businesses in the automotive space including premises liability, auto liability, accidents...

read more
Why Auto Dealers Should Have False Pretense Coverage

Why Auto Dealers Should Have False Pretense Coverage

In the auto insurance world, the focus is rightfully put on the car buyer obtaining coverage to keep their new or new-to-them vehicle safe. But another portion of auto-related insurance that needs to be stressed is the important role that garage insurance plays in covering losses and incidents that can take place on sales lots. This is where a...

read more
What’s The Difference between Garage Liability and Garagekeeper’s Insurance?

What’s The Difference between Garage Liability and Garagekeeper’s Insurance?

Do your clients know the difference between garage liability and garagekeepers insurance? While they may sound similar, they can be wildly different from each other, making it more than important to know exactly what is covered and what is at risk. To break it down easily, the difference in coverage is spelling out the difference between...

read more
Why False Pretense Coverage is Necessary for Garages

Why False Pretense Coverage is Necessary for Garages

For car dealers across the country, something like garage insurance is already somewhat confusing and problematic. It’s an unusual sort of coverage that dealers need, but insurance agents need to be able to convey its importance. What’s more, insurance agents need to be stressing the importance of false pretense coverage, which helps to close the...

read more